This home is in Jacksonville — a waterfront home in Jacksonville.
Active Under Contract·45 days on market
4251 Monument Road 403
Jacksonville, FL 32225
About this home
Jacksonville
Rare opportunity in Eastpointe of Hidden Hills! This spacious 2-story condo offers 2,404 SF of living space, 3 BR, 2.5 BA, and a 2-car garage, complete with stunning water & golf course views of Hidden Hills Country Club-featuring a public-access golf course. Enjoy premium convenience just 15 mins to beaches of Hannah Park & 20 mins to Downtown. The main-level primary suite is a true retreat, featuring 2 walk-in closets, a soaking tub, a walk-in shower, and a private flex space. A grand living room boasts soaring ceilings and a fireplace, flowing into a huge dining room built for entertaining. The chef-sized kitchen features a breakfast nook and direct garage access. Major updates that offer peace of mind: Roof 2026, Water Heater 2026 and downstairs HVAC 2026. The age of upstairs HVAC is unknown. This gem is a perfect blank canvas ready for your custom cosmetic renovations!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $274,500 | $0 | — |
| 2023 | $225,000 | $0 | — |
| 2022 | $206,500 | $0 | ▲ $21,500 |
| 2021 | $185,000 | $0 | — |
| 2020 | $185,000 | $0 | — |
2025 property taxes (current owner): $29/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,454 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 27, 2026Active Under Contract$295,000
- Jul 16, 2026Price change$295,000−$50,000
- Jul 7, 2026Listed$345,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines