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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·94 days on market

1108 Evening Stroll Lane

Jacksonville, FL 32221

$700,000$280/sqftEst. $3,877/moMLS# 2154066
3
Beds
3
Baths
2,504
Sq Ft
2011
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $54/mo0.47 acresSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

A HOME THAT EMBRACES THE WAY YOU LIVE. There are homes that simply check the boxes--and then there are homes that leave a lasting impression from the moment you arrive. Perfectly positioned on an approximately one-half acre (.472-acre) homesite within the picturesque community of Emily's Walk, this exceptional custom all-brick residence, built in 2011, blends timeless craftsmanship, refined comfort, and resort-inspired outdoor living into a home that feels both elegant and effortlessly livable. As you step through the front door, a gracious foyer welcomes you into light-filled living spaces where your eyes are immediately drawn beyond the expansive windows to the shimmering gas-heated saltwater pool, inviting outdoor living area, and beautifully designed backyard. Every room has been thoughtfully arranged to celebrate natural light, open sightlines, and seamless indoor-outdoor living--creating an atmosphere that is warm, sophisticated, and unmistakably welcoming.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,877
Property taxesest. at asking price, Duval County$1,143
HOAbilled annually$54
Estimated total, before insurance$5,074/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,989/yr · $499/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$700,000
$140,000
Loan Term
Monthly Payment
$3,877
Principal & Interest: $3,877
Property taxes (est.): $1,143
Insurance (est.): $467
Estimated Total Monthly
$5,487
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:25 AM, sunset 7:03 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$502,350$297,238▼ $1,447
2023$524,781$287,125—
2022$483,546$277,306—
2021$360,824$267,773—
2020$336,524$263,386—

2025 property taxes (current owner): $5,989/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Oct 3, 2026Active Under Contract$700,000
  • Jul 6, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$700,000
Price / Sq Ft$280
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage2,504
Total Structure Area2,504 sq ft
Acres0.47 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Pool Sweep, Salt Water
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryCrystal Springs
MiddleChaffee Trail
HighEdward White

Community Information

Address1108 Evening Stroll Lane, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionEmilys Walk
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size20,473.2 sq ft
Lot Dimensions125 X 175
Parcel Number0088711580
ZoningResidential

Amenities

Community FeaturesStreet Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Detached, Garage Door Opener, RV Access/Parking, Other
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Induction Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air, Electric, Split System
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market89
HOA Fees$650 / Annually
HOA FrequencyAnnually
HOA NameEmilys Walk HOA
Tax Amount$5,989.35
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALLIANCE REALTY & FINANCIAL SERVICES, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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