This home is in Jacksonville — a pool home in Jacksonville.
Active Under Contract·138 days on market
9697 Underwood Court
Jacksonville, FL 32221
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Pool Home in a Great Location! This spacious home features an open floor plan with high ceilings, formal living and dining rooms, and a great room that opens to the backyard and pool area, ideal for entertaining and everyday living. The oversized owner's suite offers His & Hers closets, a dual-sink vanity, garden tub, and separate shower. Additional highlights include fresh paint, a new roof, and no HOA or CDD fees.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,685 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $272,762 | $272,762 | ▲ $23,102 |
| 2024 | $249,922 | $109,178 | ▼ $8,504 |
| 2023 | $267,829 | $104,542 | — |
| 2022 | $256,012 | $100,041 | — |
| 2021 | $188,360 | $95,671 | — |
| 2020 | $172,446 | $93,660 | — |
2025 property taxes (current owner): $5,223/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 28, 2026Active Under Contract$355,000
- May 25, 2026Listed$355,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9739 Villiers Drive S, Jacksonville, FL 32221Listed by JWB REALTY LLC | Sep 2026 | $300,000 | $175 | 4/2 | 1,716 | 51 | 0.2 |
| 9733 N Peabody Drive, Jacksonville, FL 32221Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $265,000 | $157 | 3/2 | 1,689 | 67 | 0.2 |
| 1666 Avenger Lane, Jacksonville, FL 32221Listed by HUSKY REALTY INC | Aug 2026 | $308,000 | $153 | 3/2 | 2,016 | 14 | 1 |
| 9711 Skydive Court, Jacksonville, FL 32221Listed by TRINITY REAL ESTATE III LLC | Sep 2026 | $275,000 | $132 | 4/2.5 | 2,091 | 52 | 1.1 |
| 8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLC | Sep 2026 | $305,000 | $174 | 4/2 | 1,751 | 13 | 1.1 |
| 1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INC | Sep 2026 | $314,900 | $191 | 4/2 | 1,648 | 177 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines