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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·7 days on market·Recent sales in Jacksonville

1024 Morning Stroll Lane

Jacksonville, FL 32221

$580,000sold priceListed at $599,000 · 96.8% of asking$222/sqftMLS# 2157388
4
Beds
3
Baths
2,611
Sq Ft
2007
Built
3
Garage
No
Pool
FEMA Zone XHOA $54/mo0.52 acresSingle Family Residence1 story

About this home

Jacksonville

There's a certain kind of home that changes the way you think about coming home, and 1024 Morning Stroll Lane is one of them. Set on a sprawling half-acre lot in the established community of Emily's Walk, this all-brick, single-story residence offers the rare combination of space, privacy, and everyday ease that's hard to find at this price point. From the moment you step through the arched entry, warm hardwood floors lead you into a home built for both quiet mornings and full-house gatherings. The formal dining room, framed by a bay window and a softly lit tray ceiling, sets a graceful tone right away. Just beyond, the living room becomes the true heart of the home. Vaulted ceilings soar overhead, a fireplace anchors the space with custom built-in shelving on either side, and a glass door opens directly onto the paver patio, blurring the line between indoors and out.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,213
Property taxesest. at asking price, Duval County$947
HOAbilled annually$54
Estimated total, before insurance$4,214/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,283/yr · $440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$580,000
$116,000
Loan Term
Monthly Payment
$3,213
Principal & Interest: $3,213
Property taxes (est.): $947
Insurance (est.): $387
Estimated Total Monthly
$4,546
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,283/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$599,000
  • Aug 21, 2026Pending$599,000
  • Aug 4, 2026Active Under Contract$599,000
  • Jul 28, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1218 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCMay 2026$394,000$1924/2.52,054180.4
1223 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCAug 2026$349,900$1704/2.52,0541540.5
8627 Crystalline Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCJul 2026$329,900$1754/2.51,8831270.6
8650 Crystalline Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCJul 2026$340,000$1674/2.52,0371980.6
1307 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCJul 2026$340,000$1674/2.52,0371100.6
1301 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCJun 2026$329,900$1754/2.51,8831180.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,000
Price / Sq Ft$229
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,611
Acres0.52 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address1024 Morning Stroll Lane, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionEmilys Walk
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size22,651.2 sq ft
Parcel Number0088711695
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Microwave
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, Sink, Washer Hookup

Exterior

Patio / PorchPatio, Rear Porch
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 28, 2026
Days on Market7
HOA Fees$650 / Annually
HOA FrequencyAnnually
Tax Amount$5,282.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BRANDYWINE HOMES USA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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