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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine Shores, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·Listed today·St Augustine Shores

175 Alava Court

St. Augustine, FL 32086

$569,000$307/sqftEst. $3,038/moMLS# 2167087
4
Beds
2
Baths
1,855
Sq Ft
2022
Built
2
Garage
No
Pool

28 more homes for sale in St Augustine Shores →Search St Augustine Shores on the map

FEMA Zone XHOA $34/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St Augustine Shores

A water-view escape overlooking Holiday Lake, with panoramic views that make the home feel as though it floats above the water. Set on a quiet cul-de-sac, this exceptional setting is best enjoyed from the expansive covered porch with power retractable screens and ceiling fans—ideal for morning coffee, outdoor dining, and relaxing evenings. This move-in-ready 4-bedroom, 2-bath residence offers 1,836 heated and cooled square feet and 2,587 square feet under roof. The functional single-story split plan features high ceilings, an open main living area, kitchen island, and seamless indoor-outdoor living. The primary suite features a spacious shower, dual vanities, and a walk-in closet. Built in 2022, this polished retreat pairs durable Hardie siding and a metal roof with refreshed interior paint, updated exterior lighting and fans, and a showroom-worthy epoxy-flake garage floor. A generous side yard provides space for a future pool oasis. No CDD, low HOA, short term rental is allowed.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,038
Property taxesest. at asking price, St. Johns County$757
HOAbilled monthly$34
Estimated total, before insurance$3,829/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,563/yr · $547/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$569,000
$113,800
Loan Term
Monthly Payment
$3,038
Principal & Interest: $3,038
Property taxes (est.): $757
Insurance (est.): $379
Estimated Total Monthly
$4,174
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,563/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$569,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,000
Price / Sq Ft$307
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,855
Total Structure Area2,587 sq ft
Acres0.24 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address175 Alava Court, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSt Augustine Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size10,454.4 sq ft
Parcel Number2730540040
ZoningResidential

Amenities

AmenitiesClubhouse, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
HOA Fees$34 / Monthly
HOA FrequencyMonthly
Tax Amount$6,562.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TORTOISE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine Shores

St Augustine Shores is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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