This home is in Jacksonville — a waterfront home in Jacksonville.
$969,0002.5 ba · 2,700 sq ft
Active·120 days on market
9110 Woodsman Cove Lane
Jacksonville, FL 32226
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Question: Are you looking for a Spacious Lot? Brand New Build ... where you still have time to be involved with tweaking the design? Would you love to WAKE UP TO NATURE... And Spectacular Sunset Views? You must indulge yourself and visit THIS new-homesite!!! Site preparation is underway, and this custom two-story coastal residence is about to rise from one of the most breathtaking marsh-front homesites in Fort George Estates. Set on more than one acre, this exceptional property offers sweeping marsh views, majestic palms, and a peaceful natural setting that has become increasingly rare along Florida's coastline. Thoughtfully designed to complement its extraordinary surroundings, this architecturally inspired home will blend timeless coastal elegance with modern luxury. Now is the opportunity to secure this remarkable homesite while select interior finishes and personal design selections may still be available.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Part of this 1.1-acre lot is in a high-risk flood zone: Zone AE (26%)
The rest is Zone X (shaded, 0.2% chance) 28% and Zone X (minimal) 46%. Whether a lender requires flood insurance depends on where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,822 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 3 mi · 100 parking spaces
Closest park or preserve
Fort George Island Cultural State Parkabout 2 mi · 4.1 mi of trails
Closest public boat ramp
Michael B. Scanlon Mayport Boat Rampabout 0.7 mi · St. Johns River
Closest kayak & paddleboard launch
Haulover Creek Undeveloped Launch Siteabout 1 mi · Haulover Creek
Closest youth league fields
Donner Park & Gail Baker Community Centerabout 4 mi · Football, Soccer
Closest grocery store
Publixabout 4 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $130,000 | $84,917 | — |
| 2024 | $130,000 | $77,198 | — |
| 2023 | $95,000 | $70,180 | — |
| 2022 | $77,000 | $63,800 | ▲ $19,000 |
| 2021 | $58,000 | $58,000 | — |
| 2020 | $58,000 | $58,000 | — |
2025 property taxes (current owner): $1,792/yr
Estimated taxes if purchased at asking price: ~$19,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 12, 2026Price change$969,000+$120,000
- Jul 3, 2026Listed$849,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $610/sq ft; this home is listed at $359/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9383 Hidden Marsh Court, Jacksonville, FL 32226Listed by CENTURY 21 MILLER ELITE LLC | May 2026 | $949,000 | $316 | 4/3 | 3,000 | 55 | 0.2 |
| 9141 Woodsman Cove Lane, Jacksonville, FL 32226Listed by JWB REALTY LLC | Apr 2026 | $645,000 | $258 | 4/2 | 2,503 | 96 | 0.3 |
| 9136 Heckscher Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Jul 2026 | $2,900,000 | $857 | 3/4.5 | 3,385 | 36 | 0.8 |
| 9028 Heckscher Drive, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Apr 2026 | $2,375,000 | $741 | 5/3 | 3,205 | 19 | 1 |
| 8872 Heckscher Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Sep 2026 | $1,469,745 | $610 | 4/4 | 2,408 | 0 | 1.1 |
| 8812 McKenna Drive, Jacksonville, FL 32226Listed by ED LAWHON INC | May 2025 | $1,162,000 | $590 | 3/3 | 1,970 | 13 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 MILLER ELITE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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