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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 2, 2025·13 days on market·Recent sales in Jacksonville

8812 McKenna Drive

Jacksonville, FL 32226

$1,162,000sold priceListed at $1,250,000 · 93% of asking$590/sqftMLS# 2076740
3
Beds
3
Baths
1,970
Sq Ft
2009
Built
5
Garage
No
Pool
No HOA0.62 acresWaterfrontSingle Family Residence3 stories

About this home

Jacksonville

Welcome home to Fanning Island! Enter the front door and be mesmerized by the unobstructed elevated views of the St. Johns River and all of its boat and ship traffic. The main entry floor greets you with a beautifully remodeled kitchen featuring a custom Italian plaster stove hood, brand-new cabinetry and appliances. Other updates include the laundry room and automatic sunshade blinds. Upstairs are three bedrooms, two baths and an office space. Outside, the private dock and boat house with lift is ideal for fishing and access to the river or just taking in the beautiful sunsets from the Southwest facing views. On the ground level, the home has an attached two-car garage, workshop area and a half bath. The detached 3-car garage is also included as part of the property. Situated off of Heckscher Drive on McKenna Drive adds a nice buffer and makes access easier and safer. This is more than a place to live, it's a place to experience. Come see the river life experience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,436
Property taxesest. at asking price, Duval County$1,897
Estimated total, before insurance$8,334/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,084/yr · $840/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,162,000
$232,400
Loan Term
Monthly Payment
$6,436
Principal & Interest: $6,436
Property taxes (est.): $1,897
Insurance (est.): $775
Estimated Total Monthly
$9,108
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,303 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$860,421$560,218—
2024$837,979$543,723▼ $1,590
2023$757,036$504,445—
2022$663,746$488,297▼ $21,382
2021$565,032$472,619▲ $35,483
2020$520,623$465,404—

2024 property taxes (current owner): $10,084/yr

Estimated taxes if purchased at asking price: ~$22,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $635/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8872 Heckscher Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORPSep 2026$1,469,745$6104/42,40800.2
1451 Roxie Street, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$200,000$1233/21,6209371.5
1337 Roxie Street, Jacksonville, FL 32233Listed by THE PRIME REAL ESTATE COMPANYAug 2026$445,000$2683/2.51,660281.6
4629 Ribault Park Street, Jacksonville, FL 32233Listed by NAVY TO NAVY HOMES LLCJul 2026$454,000$2773/2.51,63941.6
1428 Palmer Street, Jacksonville, FL 32233Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCJun 2026$459,000$2803/2.51,639161.6
2118 Ivylgail Drive S, Jacksonville, FL 32225Listed by CROSSVIEW REALTYMay 2026$505,000$2744/21,84621.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000
Price / Sq Ft$635
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage1,970
Acres0.62 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages5
Has PoolNo
Is WaterfrontYes
Direction FacesSouthwest

Community Information

Address8812 McKenna Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionFt George
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size27,007.2 sq ft
Lot Dimensions80' x 285' x 103' x 303'
Parcel Number1608440100

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
Green / EnergyAppliances
ParkingAttached, Circular Driveway, Detached, Garage, Garage Door Opener
ViewIntracoastal, River, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringConcrete, Tile, Wood
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecurityClosed Circuit Camera(s)

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Slip, Dock, Outdoor Shower, Storm Shutters
Lot DescriptionIrregular Lot
Patio / PorchDeck
RoofMetal
ConstructionBlock, Frame, Stucco
Other StructuresBoat House
Road SurfaceAsphalt

Additional Information

Date ListedMarch 20, 2025
Days on Market13
Tax Amount$10,083.91
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ED LAWHON INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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