This home is in St. Augustine — a home near Pedro Menendez High School.
Active·96 days on market
125 Rio Del Mar Street C
St. Augustine, FL 32080
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Beach life meets total peace of mind! Minutes from St. Augustine Beach and Butler Beach, this 2 bedroom, 1 bathroom, 880 sq ft end-unit condo has been a well-loved vacation home and proven income-producing short-term rental. This Anastasia Island find features a new HVAC (2024/2025), private screened lanai, and two assigned parking spaces. Inside, find stainless steel appliances and durable tile/LVP flooring provides easy maintenance for single level living. A low $225 monthly HOA fee covers exterior building maintenance, exterior pest control, landscaping, insurance, septic maintenance and water! The home is available fully furnished (a $17k value) for turnkey rental management. Currently booked for future stays and reservations can be transferred to a new owner! Perfect as an investment or personal St. Augustine, FL retreat.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water · St Johns County Utilities - water accounts
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Dondanville Road rampabout 0.6 mi
Closest park or preserve
Moses Creek Conservation Areaabout 4 mi · 7.6 mi of trails
Closest public boat ramp
Palmetto Road Public Boat Rampabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 2 mi · Moultrie Creek
Closest youth league fields
Frank Butler Beachfront Park Eastabout 2 mi · Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $174,000 | $174,000 | — |
| 2024 | $179,000 | $179,000 | — |
| 2023 | $193,068 | $193,068 | — |
| 2022 | $144,000 | $144,000 | — |
| 2021 | $132,500 | $110,500 | — |
| 2020 | $120,000 | $100,455 | — |
2025 property taxes (current owner): $2,687/yr
Estimated taxes if purchased at asking price: ~$3,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 13, 2026Active$225,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $344/sq ft; this home is listed at $256/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 23 Fountain Of Youth Boulevard 11B, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS FIRST COAST REALTY | May 2026 | $280,000 | $309 | 2/2 | 906 | 50 | 0.1 |
| 19 Fountain Of Youth Boulevard B, St. Augustine Beach, FL 32080Listed by US REALTY HUB | Nov 2025 | $317,500 | $344 | 2/2 | 923 | 22 | 0.1 |
| 107 Rio Del Mar Street B, St. Augustine Beach, FL 32080Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Aug 2026 | $240,000 | $261 | 2/1 | 920 | 40 | 0.2 |
| 4250 A1A South Unit E26, St. Augustine, FL 32080Listed by RE/MAX UNLIMITED | Mar 2026 | $375,000 | $359 | 2/2 | 1,044 | 183 | 0.3 |
| 4250 A1A S P21, St. Augustine, FL 32080Listed by UNITED REAL ESTATE GALLERY | Mar 2026 | $300,000 | $287 | 2/2 | 1,044 | 8 | 0.3 |
| 4250 A1A S D33, St. Augustine, FL 32080Listed by NON MLS (realMLS) | Nov 2025 | $298,000 | $409 | 2/1.5 | 729 | 321 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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