This home is in St. Augustine Beach — a home near Pedro Menendez High School.
Sold·Closed Aug 24, 2026·40 days on market·Recent sales in St. Augustine
107 Rio Del Mar Street B
St. Augustine Beach, FL 32080
About this home
St. Augustine Beach
Discover this beautifully maintained, fully furnished 2-bedroom, 1-bath condo just a short stroll from the pristine sands of St. Augustine Beach. This single-level, move-in-ready, turnkey home boasts an efficient open floor plan adorned with granite countertops, laminate flooring, and custom cabinetry. A new HVAC system keeps the home cool and energy-efficient year-round. The sunlit Florida room, enclosed with glass and equipped with A/C, offers a serene space to relax or entertain. Energy-efficient vinyl-tinted windows ensure comfort in every season. With a low HOA fee of $250/month covering grounds maintenance, water, pest control, and exterior insurance, this fully furnished property is an ideal choice for a vacation retreat, rental investment, or cozy year-round residence. Experience the best of coastal living with nearby dining, shopping, and the natural beauty of Anastasia State Park in St. Augustine, FL.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Public water · St Johns County Utilities - water accounts
Municipal drinking water from St Johns County Utilities - water accounts per the county inventory.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $180,000 | $167,906 | — |
| 2024 | $197,500 | $152,642 | — |
| 2023 | $200,229 | $138,765 | — |
| 2022 | $152,000 | $126,150 | — |
| 2021 | $139,500 | $114,682 | — |
| 2020 | $120,000 | $104,256 | — |
2025 property taxes (current owner): $2,681/yr
Estimated taxes if purchased at asking price: ~$3,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 24, 2026Closed$249,500
- Jun 12, 2026Listed$249,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $473/sq ft; this home is listed at $271/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4250 A1A S D31, St. Augustine, FL 32080Listed by MOMENTUM REALTY | Jun 2026 | $345,000 | $473 | 2/1.5 | 729 | 16 | 0.2 |
| 4250 A1A I36, St. Augustine, FL 32080Listed by REAL BROKER LLC | Dec 2025 | $436,000 | $418 | 2/2 | 1,044 | 76 | 0.3 |
| 4250 A1A S I16, St. Augustine, FL 32080Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $315,000 | $281 | 2/2 | 1,120 | 53 | 0.4 |
| 51 Village Del Lago Circle, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Jul 2026 | $532,500 | $461 | 2/2 | 1,156 | 94 | 0.4 |
| 4670 A1A S 1308, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $555,000 | $514 | 3/2 | 1,080 | 6 | 0.5 |
| 4670 A1A S 2412, St. Augustine, FL 32080Listed by RE/MAX BLUE COAST | Aug 2025 | $620,000 | $574 | 3/2 | 1,080 | 47 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LA ROSA REALTY NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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