This home is in Ortega, Jacksonville — a waterfront home in Jacksonville.
Active Under Contract·102 days on market·Ortega
4002 McGirts Boulevard
Jacksonville, FL 32210
7 more homes for sale in Ortega →Search Ortega on the map
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About this home
Ortega
Incredible NEW PRICE on this RIVERFRONT beauty! Now's your chance to own a premium waterfront home on one of Jacksonville's prettiest oak lined streets, McGirts Blvd. This property is 10 minutes to downtown Jacksonville and TWO high end private clubs with premiere golfing and boating. Boaters and CAR enthusiasts will love this waterfront home with resort-style pool & beautifully landscaped grounds that embrace the breathtaking river views. There are FIVE garage spaces which is incredibly rare in this area. You also have a private dock w/ a covered boathouse that invite sunset cruises, paddle boarding, Jet skiing or weekends exploring local waterways. You can go by boat to a Jaguars game or watch other boaters go by while enjoying your morning coffee. The large terrace overlooking the water invites you to relax or dine outside! Towering oaks frame the property & provide a spectacular backdrop. This is the epitome of an old fashioned neighborhood where everyone is welcome!c
Next steps in Ortega
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1923)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,074 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 19 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Park10 min drive · 4 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 2 mi · Ortega River
Closest kayak & paddleboard launch
Seminole Park Paddlecraft Accessabout 0.3 mi · Ortega River
Closest youth league fields
Boone Park8 min drive · Pickleball, Tennis
Closest grocery store
Publix4 min drive · 4495 Roosevelt Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:34 AM, sunset 6:49 PM.
- A pool here gets good sun without the hottest afternoon exposure.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,656,852 | $1,029,222 | — |
| 2024 | $1,549,770 | $999,509 | ▼ $1,532 |
| 2023 | $1,586,757 | $968,941 | — |
| 2022 | $1,480,511 | $939,264 | — |
| 2021 | $1,371,511 | $910,451 | ▲ $23,749 |
| 2020 | $1,024,548 | $873,770 | — |
2025 property taxes (current owner): $18,837/yr
Estimated taxes if purchased at asking price: ~$64,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 18, 2026Active Under Contract$3,275,000
- Sep 12, 2026Price change$3,275,000−$275,000
- Aug 21, 2026Price change$3,550,000−$345,000
- Jul 11, 2026Active$3,895,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $822/sq ft; this home is listed at $818/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4066 McGirts Boulevard, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $3,715,000 | $846 | 4/3.5 | 4,392 | 2 | 0.1 |
| 3711 Ortega Boulevard, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATE | Sep 2026 | $4,280,000 | $903 | 4/4.5 | 4,741 | 0 | 0.4 |
| 4422 McGirts Boulevard, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $2,800,000 | $822 | 4/3.5 | 3,407 | 1 | 0.6 |
| 4226 Forest Park Road, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATE | Jun 2026 | $995,000 | $251 | 5/4 | 3,968 | 55 | 0.6 |
| 0 Algonquin Avenue, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Apr 2026 | $1,214,000 | $422 | 5/4.5 | 2,878 | 0 | 0.6 |
| 4157 Water Oak Lane, Jacksonville, FL 32210Listed by X FACTOR SUCCESS REALTY | Sep 2026 | $700,000 | $223 | 5/3 | 3,146 | 8 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ortega
Ortega is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.
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Krista Fracke
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