This home is in Jacksonville.
Active·12 days on market
4002 McGirts Boulevard
Jacksonville, FL 32210
About this home
Jacksonville
Surrounded by magnificent oaks draped w/ Spanish moss & overlooking the St. Johns River, this exceptional riverfront residence offers the perfect blend of privacy & luxury where every space is designed to celebrate the view. Light-filled interiors open to expansive terraces, a resort-style pool & beautifully landscaped grounds that embrace the breathtaking river views. A private dock w/ a covered boathouse invites sunset cruises, paddleboarding or weekends exploring Jacksonville's waterways. You can go by boat to a Jaguars game or watch others glide by with your morning coffee & end the day w/ outdoor dining on your large terrace overlooking the water. Towering oaks frame the property & provide a spectacular backdrop that cannot be replicated. For the car enthusiast, you won't find a better opportunity! There's a 3 car garage w/ a separate 2 car detached garage which is incredibly rare in Ortega. This home is one of the most picturesque riverfront properties in Jacksonville - Hurry!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,656,852 | $1,029,222 | — |
| 2024 | $1,549,770 | $999,509 | ▼ $1,532 |
| 2023 | $1,586,757 | $968,941 | — |
| 2022 | $1,480,511 | $939,264 | — |
| 2021 | $1,371,511 | $910,451 | ▲ $23,749 |
| 2020 | $1,024,548 | $873,770 | — |
2025 property taxes (current owner): $18,837/yr
Estimated taxes if purchased at asking price: ~$76,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1923)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,074 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 11, 2026Active$3,895,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Ortega
Active$5,800,000MLS# 2152022Est. $30,870/mo4589 Ortega Boulevard, Jacksonville, FL 322105 Beds4 Baths6,133 sqftPerched along prestigious Ortega Boulevard, this stunning, gorgeous white 3 story home offers timeless elegance and…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$610,000MLS# 2143141Est. $3,247/mo2950 Arapahoe Avenue, Jacksonville, FL 322103 Beds2 Baths1,869 sqftStep back from the hustle into the established charm of oak-lined streets, circular parks, and river breezes. This…
ResidentialONE SOTHEBY'S INTERNATIONAL REALTY
Active$510,000MLS# 2129994Est. $2,714/mo2721 Algonquin Avenue, Jacksonville, FL 322103 Beds2 Baths1,482 sqft**BRAND NEW ROOF!** Welcome to Ortega living at its finest! This charming 3-bedroom, 2-bath brick bungalow perfectly…
ResidentialKELLER WILLIAMS ST JOHNS
Active$425,000MLS# 2147655Est. $2,262/mo4313 Hiawatha Street, Jacksonville, FL 322103 Beds1 Baths1,556 sqftINVESTOR SPECIAL THAT NEEDS FULL RENOVATION OR TEARDOWN. This 3-Bedroom home sits on a quarter-acre Lot in the heart of…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Keep looking
Similar homes in Jacksonville
Active$3,150,000MLS# 2146525Est. $16,766/mo4273 Venetia Boulevard, Jacksonville, FL 322103 Beds4 Baths4,677 sqftResidentialCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Active$3,495,000MLS# 2147598Est. $18,602/mo12862 Brodick Court, Jacksonville, FL 322247 Beds8 Baths8,399 sqftResidentialRE/MAX SPECIALISTS PV
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines