This home is in Ortega, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 26, 2026·1 day on market·Recent sales in Ortega·Ortega
4422 McGirts Boulevard
Jacksonville, FL 32210
12 more homes for sale in Ortega →Search Ortega on the map
About this home
Ortega
Nestled along 150 feet of stunning frontage on the St. Johns River on the highly sought-after McGirts Blvd, this beautifully renovated waterfront home offers an exceptional blend of charm and luxury. Completely transformed in 2024 and 2025, the residence has been thoughtfully updated from top to bottom. Rich hardwood floors, designer lighting, custom wallpaper, and two wood-burning fireplaces create a warm and sophisticated atmosphere throughout. The renovated kitchen features stone countertops and all-new appliances, while the stunning primary suite offers a spa-inspired bath with separate vanities, custom walk-in closets, a rain shower, freestanding soaking tub, and motorized shades. Extensive improvements include a new Trane air conditioning system and ductwork, upgraded plumbing with a commercial dual-pump lift station, encapsulated crawl space, spray foam insulation, renovated bathrooms, and a spacious laundry room Outside, lush landscaping, year-round roses, garden-inspired
Next steps in Ortega
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1948)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,271 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $1,500,000 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,270,848 | $1,270,848 | — |
| 2024 | $1,204,604 | $473,519 | ▼ $225 |
| 2023 | $1,160,546 | $458,271 | — |
| 2022 | $1,144,976 | $443,467 | — |
| 2021 | $1,052,459 | $429,095 | — |
| 2020 | $736,324 | $422,481 | — |
2025 property taxes (current owner): $22,960/yr
Estimated taxes if purchased at asking price: ~$54,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $284/sq ft; this home is listed at $879/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4157 Water Oak Lane, Jacksonville, FL 32210Listed by X FACTOR SUCCESS REALTY | Sep 2026 | $700,000 | $223 | 5/3 | 3,146 | 8 | 0.3 |
| 4122 Water Oak Lane, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLC | Aug 2026 | $750,000 | $222 | 3/3 | 3,379 | 13 | 0.3 |
| 4304 Sherwood Road, Jacksonville, FL 32210Listed by RE/MAX SPECIALISTS | Jun 2026 | $1,225,000 | $284 | 4/3.5 | 4,308 | 2 | 0.5 |
| 4066 McGirts Boulevard, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $3,715,000 | $846 | 4/3.5 | 4,392 | 2 | 0.5 |
| 4275 Baltic Street, Jacksonville, FL 32210Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $715,000 | $287 | 3/2.5 | 2,493 | 7 | 0.5 |
| 4226 Forest Park Road, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATE | Jun 2026 | $995,000 | $251 | 5/4 | 3,968 | 55 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ortega
Ortega is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.
View all Ortega homes for sale →Keep looking
More homes in Ortega
For Sale4002 McGirts BoulevardJacksonville, FL 32210
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For Sale4480 Shawnee StreetJacksonville, FL 32210
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$529,900Est. $2,820/moModern living meets the charm of Ortega! Built in 2021, this beautiful 3-br, 2.5-bath home offers 1,652 sq ft of…
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For Sale4401 Lakeside Drive 303Jacksonville, FL 32210
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines