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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ortega, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 15, 2026·2 days on market·Recent sales in Ortega·Ortega

4066 McGirts Boulevard

Jacksonville, FL 32210

$3,715,000sold priceListed at $3,995,000 · 93% of asking$846/sqftMLS# 2145103
4
Beds
3.5
Baths
4,392
Sq Ft
1939
Built
—
Garage
Yes
Pool

12 more homes for sale in Ortega →Search Ortega on the map

No HOA0.71 acresWaterfrontSingle Family Residence3 stories

About this home

Ortega

Highly sought after, secluded, waterfront home. Enjoy morning coffee & evening wine on the porch overlooking more than 150' of the Ortega River. From the moment you enter this classic coastal home you will delight in the bright and sunny surroundings including the recently remodeled, modern kitchen opening to a riverfront breakfast area w/ fireplace. 4 bedrooms including primary suite w/ sitting area & an additional bedroom w/ en suite bath. The house has fabulous natural light throughout! There is a finished basement w/ kitchenette, workout/movie room & storage for all your sports/fishing equipment/water toys. Large, landscaped estate lot w/ beautiful brick patio, recently remodeled pool & pool deck, private dock w/ two boat lifts & a covered picnic area. Expansive driveway w/ covered parking & room for children to race bikes & scooters, Additional dwelling on the property w/ plumbing & electricity, great for a guest house conversion! All updated and move-in ready for lucky new buyer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$20,578
Property taxesest. at asking price, Duval County$6,066
Estimated total, before insurance$26,644/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,788/yr · $1,482/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,715,000
$743,000
Loan Term
Monthly Payment
$20,578
Principal & Interest: $20,578
Property taxes (est.): $6,066
Insurance (est.): $2,477
Estimated Total Monthly
$29,120
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,427,857$970,127—
2024$1,359,747$942,079▼ $1,297
2023$1,386,746$913,184—
2022$1,365,279$885,131—
2021$1,242,158$857,895—
2020$895,360$845,360—

2025 property taxes (current owner): $17,788/yr

Estimated taxes if purchased at asking price: ~$72,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $343/sq ft; this home is listed at $910/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3711 Ortega Boulevard, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATESep 2026$4,280,000$9034/4.54,74100.5
4422 McGirts Boulevard, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$2,800,000$8224/3.53,40710.5
4226 Forest Park Road, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATEJun 2026$995,000$2515/43,968550.5
4157 Water Oak Lane, Jacksonville, FL 32210Listed by X FACTOR SUCCESS REALTYSep 2026$700,000$2235/33,14680.6
4528 Ortega Boulevard, Jacksonville, FL 32210Listed by NORVILLE REALTY INCFeb 2026$1,400,000$3434/3.54,08700.6
4122 Water Oak Lane, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLCAug 2026$750,000$2223/33,379130.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,995,000
Price / Sq Ft$910
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,392
Acres0.71 acres
Year Built1939
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesPool Sweep, Salt Water
Is WaterfrontYes

Community Information

Address4066 McGirts Boulevard, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionOrtega
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size30,927.6 sq ft
Lot Dimensions101 x 410
Parcel Number1015060000

Amenities

UtilitiesSewer Connected
Water SourcePublic
ParkingAdditional Parking
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionBrick
Other StructuresWorkshop
Road FrontageCity Street

Additional Information

Date ListedMay 13, 2026
Days on Market2
Tax Amount$17,788.36
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ortega

Ortega is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.

View all Ortega homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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