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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 14, 2026·15 days on market·Recent sales in Jacksonville

639 Purcell Drive

Jacksonville, FL 32221

$235,000sold priceListed at $235,000 · 100% of asking$168/sqftMLS# 2153214
3
Beds
2
Baths
1,398
Sq Ft
1989
Built
2
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Opportunity, comfort, and endless possibilities--all in one place. Whether you're searching for a place to put down roots or a property that can continue generating income, this charming 3-bedroom, 2-bath home is ready to welcome its next owner. Located in a well-established community, this home has a proven history as an income-producing property, making it an excellent opportunity for investors. At the same time, its warm, inviting spaces make it easy to imagine creating lasting memories of your own. From the moment you step inside, you'll appreciate the spacious layout designed for everyday living. Gather around the wood-burning fireplace with its stone accents on cool evenings, or enjoy the abundance of storage with oversized walk-in closets in every bedroom--a feature everyone loves. Step outside to a generous backyard with room to entertain, garden, let pets play, or simply unwind after a long day. This Certified Pre-Owned Home, offers added confidence with a 4-Point Inspection.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,908/yr · $326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$198,658$198,658—
2024$196,878$184,289▼ $15,837
2023$220,309$167,536▲ $22,194
2022$190,648$152,306—
2021$141,031$138,460—
2020$137,051$125,873—

2025 property taxes (current owner): $3,908/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$235,000
  • Jul 17, 2026Active Under Contract$235,000
  • Jul 1, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
640 Radnor Lane, Jacksonville, FL 32221Listed by MOMENTUM REALTYAug 2026$255,000$2033/21,255520
9739 Villiers Drive S, Jacksonville, FL 32221Listed by JWB REALTY LLCSep 2026$300,000$1754/21,716510.1
9733 N Peabody Drive, Jacksonville, FL 32221Listed by THE LEGENDS OF REAL ESTATESep 2026$265,000$1573/21,689670.2
1378 Sarahs Landing Drive, Jacksonville, FL 32221Listed by DJ & LINDSEY REAL ESTATEAug 2026$320,000$1844/21,741580.5
8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLCSep 2026$305,000$1744/21,751131.1
1206 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648541.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$168
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,398
Acres0.17 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address639 Purcell Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionCrystal Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size7,405.2 sq ft
Parcel Number0088922575

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Walk-In Closet(s)
AppliancesDisposal, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionStone Veneer, Wood Siding

Additional Information

Date ListedJuly 1, 2026
Days on Market15
Tax Amount$3,908.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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