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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Jun 2, 2025·12 days on market·Recent sales in Amelia Island

5010 Summer Beach Boulevard 611

Fernandina Beach, FL 32034

$925,000sold priceListed at $1,000,000 · 92.5% of asking$687/sqftMLS# 2082898
3
Beds
3
Baths
1,346
Sq Ft
1986
Built
—
Garage
No
Pool
HOA $975/mo10.98 acresCondominium2 stories

About this home

Fernandina Beach

Welcome to Paradise in Your Oceanfront Sailmaker Condo, Located in the Meticulously Landscaped Gated Community of Summer Beach Resort. This villa features 3 bedrooms and 3 baths with an open floor plan and impeccable, unobstructed views of the pristine shores of Amelia Island! Facing directly east and in Summer Beach Resort's premier, low density community, this turn key villa is abundantly filled with natural light. Offered fully furnished, ideal, as a primary residence, second home or vacation rental investment with short term rentals allowed. The community pool is just steps away as well as the Golf Club of Amelia Island Beach Club with memberships available to include championship golf and nearby tennis, plus the world renowned Ritz Carlton-Amelia Island, you will find privacy, seclusion and convenience, all in one. Bring your flip flops, beach chairs and golf clubs and immerse yourself in all that Amelia Island has to offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,124
Property taxesest. at asking price, Nassau County$1,277
HOAbilled monthly$975
Estimated total, before insurance$7,376/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$13,175/yr · $1,098/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$5,124
Principal & Interest: $5,124
Property taxes (est.): $1,277
Insurance (est.): $617
Estimated Total Monthly
$7,017
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $13,175/yr

Estimated taxes if purchased at asking price: ~$15,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $410/sq ft; this home is listed at $743/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1773 Mariners Walk, Fernandina Beach, FL 32034Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jan 2026$550,000$3793/21,4502010.3
1768 Mariners Walk 901, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$435,000$3192/21,3622050.3
1790 Mariners Walk, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDADec 2025$540,000$3922/21,379860.3
95220 Summerwoods Circle 1204, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPMar 2026$545,000$4102/21,3301010.4
4800 Amelia Island Parkway B-154, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTFeb 2026$1,275,000$1,0372/21,230190.4
95282 Summerwoods Circle 608, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPOct 2025$572,500$4302/21,3301260.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,000,000
Price / Sq Ft$743
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,346
Acres10.98 acres
Year Built1986
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5010 Summer Beach Boulevard 611, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionSailmaker
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size478,288.8 sq ft
Parcel Number00SB30190006110000

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air
# of Stories2
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchFront Porch
RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedApril 21, 2025
Days on Market12
HOA Fees$975 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Trash, Water
Tax Amount$13,175.31
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: LA ROSA REALTY NORTH FLORIDA, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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