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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·45 days on market

7775 Point Vicente Court 7775

Jacksonville, FL 32256

$249,900$114/sqftEst. $1,286/moMLS# 2152947
4
Beds
3
Baths
2,198
Sq Ft
1974
Built
Garage
No
Pool

About this home

Jacksonville

Enjoy the serenity of a water view from your private patio offering a perfect space for outdoor entertaining, dining, or just enjoying the scenery. This centrally located condominium in Los Lagos off Baymeadows Road has much to offer. From beautiful Mexican Saltillo tiles in the main living areas to brand new carpet upstairs and vinyl flooring. Newly updated with stainless steel appliances, quartz countertops, and custom cabinetry. Enjoy a cup of coffee on your front patio just off the kitchen. Access to a community pool and walking paths from what was a previous golf course. Baymeadows is located with quick access to I-95, I-295, and other key areas in Jacksonville, including the Southside Tinseltown, and even the Jacksonville International Airport. You're also a short drive away from shopping centers, restaurants, and cultural spots, making it an ideal place for both work and leisure.

Cost to own

Mortgage calculator

$249,900
$49,980
Loan Term
Monthly Payment
$1,286
Principal & Interest: $1,286
Property taxes (est.): $408
Insurance (est.): $167
Estimated Total Monthly
$1,861
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,286
Property taxesest. at asking price, Duval County$408
HOAbilled monthly$686
Estimated total, before insurance$2,380/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,415/yr · $285/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$165,000$165,000 $25,000
2024$190,000$36,832 $14,000
2023$204,000$34,303
2022$172,000$31,848
2021$143,000$29,465
2020$135,000$28,368

2025 property taxes (current owner): $3,415/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 29, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,900
Price / Sq Ft$114
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,198
Acres0.04 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBeauclerc
MiddleSouthside
HighEnglewood

Community Information

Address7775 Point Vicente Court 7775, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionLos Lagos
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,742.4 sq ft
Parcel Number1485210614
ZoningCondominium

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Spa/Hot Tub, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewPond, Water
Waterfront TypeLagoon, Pond

Interior

AppliancesDisposal, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Deck, Patio
FencingPrivacy, Vinyl
RoofShingle
ConstructionFiber Cement, Frame, Stucco

Additional Information

Date ListedJune 29, 2026
Days on Market2
HOA Fees$685.54 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Trash, Water
Tax Amount$3,414.99
Tax Year2025
Listing TermsCash, Conventional, FHA, Private Financing Available, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ATLANTIC COAST BROKERS, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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