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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Active

Active·91 days on market

180 Cockatiel Drive

Jacksonville, FL 32225

$649,950$370/sqftEst. $3,600/moMLS# 2152701
↓ $50,050 below original list
4
Beds
2
Baths
1,756
Sq Ft
1982
Built
2
Garage
No
Pool
FEMA Zone AENo HOA0.62 acresWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

LOWER RATE. LOWER PAYMENT. MORE BUYING POWER. This home qualifies for a permanent interest rate buydown when financed through Halvorsen Team | NEO Home Loans, the preferred lender—giving qualified buyers the opportunity to secure a reduced interest rate for the life of the loan, not just the first year or two. Nestled beneath a canopy of mature shade trees in the highly desirable Pablo Oaks community, 180 Cockatiel Dr offers the perfect blend of comfort, convenience & Florida living. Opportunities to own in this established neighborhood are few & far between, making this beautifully updated 4-bed, 2-bath home a rare find. Featuring 1,756 sq ft of thoughtfully designed living space, this move-in-ready home has been updated throughout with LVP flooring, a durable metal roof & low-maintenance Hardie siding. Large windows and inviting living spaces create a warm, welcoming atmosphere, while picturesque lake views provide a peaceful backdrop to everyday life.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Duval County$1,061
Estimated total, before insurance$4,661/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,457/yr · $455/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,950
$129,990
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,095
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,534 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$419,061$276,748—
2024$420,639$268,101▲ $56,225
2023$375,296$258,691▲ $2,428
2022$361,383$249,555—
2021$295,685$240,685—
2020$235,376$235,376—

2025 property taxes (current owner): $5,457/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$649,950+$50
  • Sep 9, 2026Price change$649,900−$25,100
  • Jul 25, 2026Price change$675,000−$25,000
  • Jul 10, 2026Active$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,950
Price / Sq Ft$370
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,756
Total Structure Area2,136 sq ft
Acres0.62 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryNeptune Beach
MiddleMayport

Community Information

Address180 Cockatiel Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionPablo Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size27,007.2 sq ft
Lot Dimensions103' x 284' x 99' x 262'
Parcel Number1671582038
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Garage
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Front Porch, Patio
FencingOther, Back Yard, Wood
RoofMetal
ConstructionFiber Cement, Frame
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJuly 10, 2026
Days on Market91
Tax Amount$5,456.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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