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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bowes Oceanview, Neptune Beach — an oceanfront home at the Jacksonville beaches.

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Active

$3,775,0004 bd · 3.5 ba · 3,012 sq ft

Active·137 days on market·Bowes Oceanview

1842 Strand Street

Neptune Beach, FL 32266

$3,775,000$1253/sqftEst. $20,581/mo mortgageMLS# 2152478
↓ $100,000 below original listOpen house Sat, Nov 14 · 12:00 pm–2:00 pm
4
Beds
3.5
Baths
3,012
Sq Ft
1979
Built
2
Garage
No
Pool

All Bowes Oceanview homes for sale →Search Bowes Oceanview on the map

FEMA Zone VENo HOA6,970 sqft lotWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bowes Oceanview

There's never been a better time to make your move to the Florida coast. With the passage of Amendment 3, there's added incentive to make this oceanfront purchase before year-end. Oceanfront living in Neptune Beach doesn't get much better than this. Offering what may be one of the best values currently available on the ocean at the Beaches, this exceptional residence combines breathtaking views, flexible living spaces, & quality craftsmanship in one remarkable package. Perfectly positioned beside a wide pedestrian beach access, the home is designed to embrace the coastal lifestyle. With 3 bedrooms & a dedicated office which could be a 4th bedroom, 3.5 baths, & a versatile bonus room there's plenty of space for family & guests to gather, relax, & create lasting memories by the sea. The thoughtfully designed floor plan features elegant stone flooring throughout the main living areas

The home, continued

1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo

The facts

Arrival

Built
1979
Lot
0.16 acres
Garage
2 spaces · Attached, Garage

The home, continued

1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo

The facts

Living and kitchen

Living area
3,012 sq ft
Levels
Two
Flooring
Stone, Tile
Fireplaces
1 · Wood Burning
Kitchen
Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer
Interior
Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

Walk through it

The listing’s virtual tour, without leaving this page.

The home, continued

1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo

The facts

The suites

Bedrooms
4
Baths
3 full · 1 half

The home, continued

1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo

The facts

Outside

Water
Ocean Front
View
Beach, Ocean
Porches
Deck, Front Porch

The home, continued

1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo
1842 Strand Street, Neptune Beach, FL 32266, photo

The facts

The rest of the house

Heating
Central
Cooling
Central Air
Water and sewer
Public

Photos, captions and facts from the listing in the realMLS feed.

Next steps in Bowes Oceanview

FollowNew Bowes Oceanview homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$20,581
Property taxesest. at asking price, Duval County$6,164
Estimated total, before insurance$26,745/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$47,763/yr · $3,980/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,775,000
$755,000
Loan Term
Monthly Payment
$20,581
Principal & Interest: $20,581
Property taxes (est.): $6,164
Insurance (est.): $2,517
Estimated Total Monthly
$29,262
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:47 AM, sunset 5:32 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,722,476$2,671,754—
2024$2,812,021$2,762,021▼ $214,820
2023$2,319,475$2,319,475—
2022$2,248,998$2,248,998—
2021$1,479,173$1,479,173—
2020$1,369,543$1,369,543—

2025 property taxes (current owner): $47,763/yr

Estimated taxes if purchased at asking price: ~$74,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Nov 9, 2026Price change$3,775,000−$100,000
  • Jun 25, 2026Listed$3,875,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $455/sq ft; this home is listed at $1,253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
569 Myra Street, Neptune Beach, FL 32266Listed by OMNI REALTY GROUP OF NORTH FLORIDA INCOct 2026$1,690,000$6153/32,750850.4
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTYOct 2026$1,075,000$3434/2.53,1371980.6
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENTSep 2026$1,100,000$4224/3.52,605900.8
1103 18th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,125,000$4004/42,81430.8
1017 Hagler Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$4554/32,20030.9
1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLCOct 2026$1,230,000$4874/32,525141

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$3,775,000
Price / Sq Ft$1,253
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,012
Acres0.16 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1842 Strand Street, Neptune Beach, FL 32266
Area221-Neptune Beach-East
SubdivisionBowes Oceanview
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size6,969.6 sq ft
Parcel Number1737020000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringStone, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Exterior

Patio / PorchDeck, Front Porch

Additional Information

Date ListedJune 26, 2026
Days on Market137
Tax Amount$47,763.41
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bowes Oceanview

Bowes Oceanview is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.

View all Bowes Oceanview homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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11/14/2026

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