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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 21, 2026·3 days on market·Recent sales in Neptune Beach

1017 Hagler Drive

Neptune Beach, FL 32266

$1,000,000sold priceListed at $1,000,000 · 100% of asking$455/sqftMLS# 2157473
4
Beds
3
Baths
2,200
Sq Ft
1966
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA15,246 sqft lotSingle Family Residence1 story

About this home

Neptune Beach

*Open House: August 22 & 23, 12 - 2pm* Welcome home to timeless Neptune Beach charm on Hagler Drive! This move-in-ready 4BR/3BA mid-century modern POOL home is just a 15-minute stroll to the beach and Beaches Town Center shops and restaurants. A wall of windows frames the covered lanai, sparkling pool, and over 20 varieties of tropical palms make this an exceptional backyard entertainment oasis! Original terrazzo floors flow from the cozy fireplace living area into an expansive light-filled great room. Spacious bedrooms offer tons of closet space, plus two beautifully remodeled baths. A 2010 in-law suite addition adds a private sitting room, walk-in shower, and direct patio access, ideal for guests or multigenerational living. Natural light spills into the quaint kitchen, ready for your personal touch: move in as-is or remodel to taste. A truly coveted gem near it all, welcome home to Neptune Beach, where A+ schools surround this beautiful community.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,539
Property taxesest. at asking price, Duval County$1,633
Estimated total, before insurance$7,172/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,970/yr · $747/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,000,000
$200,000
Loan Term
Monthly Payment
$5,539
Principal & Interest: $5,539
Property taxes (est.): $1,633
Insurance (est.): $667
Estimated Total Monthly
$7,839
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,970/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$1,000,000
  • Sep 2, 2026Pending$1,000,000
  • Aug 24, 2026Active Under Contract$1,000,000
  • Aug 21, 2026Listed$1,000,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $422/sq ft; this home is listed at $455/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
707 Cedar Court, Neptune Beach, FL 32266Listed by WATSON REALTY CORPSep 2026$890,000$5174/21,72040.2
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENTSep 2026$1,100,000$4224/3.52,605900.4
636 Camellia Terrace Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$735,000$2664/32,7671100.4
518 Rosebud Lane, Neptune Beach, FL 32266Listed by FLUID REALTY, LLC.Aug 2026$619,750$3563/21,74370.4
2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$1,050,000$3844/2.52,7351840.6
515 3rd Street, Neptune Beach, FL 32266Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,450,000$8983/2.51,615860.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,000,000
Price / Sq Ft$455
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,200
Acres0.35 acres
Year Built1966
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Mid-Century Modern
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1017 Hagler Drive, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionNeptune Grove
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size15,246 sq ft
Parcel Number1789460000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, In-Law Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringTerrazzo, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Garage
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedAugust 21, 2026
Days on Market3
Tax Amount$8,969.57
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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