Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active Under Contract

Active Under Contract·41 days on market

5131 107th Street

Jacksonville, FL 32244

$334,990$183/sqftEst. $1,708/moMLS# 2152361

Beds

Baths

1,835

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Ask about our builder incentives!! Flight Homes presents the Falcon Model. Welcome home to BRAND NEW CONSTRUCTION with NO HOA or CDD FEES! This 4-bedroom, 2-bathroom home with a flex room sits on a beautiful on almost half acre lot --perfectly tucked away on a quiet street. This home presents the opportunity to watch the home be completed before your eyes! The thoughtfully designed open floor plan, featuring a chef's kitchen, owner's suite with spa-like en-suite bathroom, three additional large bedrooms, and a flex room that is perfect for an office, playroom, etc. Enjoy a dedicated laundry room and double car garage with plenty of room for storage! This is peaceful living at its finest with room for your boat or RV as well! Builder's warranty and 2-10 Home Warranty is included. Conveniently located just minutes from shopping, dining, Downtown Avondale, and more! Don't miss the chance to make this your dream home!

Cost to own

Mortgage calculator

Home Price

$334,990

Down Payment: 20%

$66,998

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,708

Principal & Interest: $1,708

Property taxes (est.): $547

Insurance (est.): $223

Estimated Total Monthly

$2,478

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,708

Property taxesest. at asking price, Duval County$547

Estimated total, before insurance$2,255/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,431 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History