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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·37 days on market

6314 Ortega Farms Boulevard

Jacksonville, FL 32244

$260,000$173/sqftEst. $1,440/moMLS# 2162677
4
Beds
2
Baths
1,507
Sq Ft
1986
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Beautiful corner lot home! Welcome to this beautifully updated 4-bedroom, 2-bath concrete block home, ideally situated near theNAS Jacksonville military base, schools, major highways, and just a short walk to Ringhaver Park. Freshly painted on the inside inside, this home offers a welcoming feel with rich wood laminate flooring throughout the main living areas. The spacious living room flows into the dining area and updated kitchen, featuring white cabinets, granite countertops, and stainless steel appliances. Custom tile and vanities add a fresh, modern touch to both bathrooms. The 4th bedroom provides flexible space that would make a great home office, exercise room, hobby room or more. Indoor laundry. Enjoy the added convenience of a new shed on a concrete slab, providing excellent additional storage space. All this on a large completely fenced corner lot. Don't miss the opportunity to make this move-in-ready home your own!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, Duval County$425
Estimated total, before insurance$1,865/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,553/yr · $296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $425
Insurance (est.): $173
Estimated Total Monthly
$2,038
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,615 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,553/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2026Pending$260,000
  • Sep 4, 2026Active$260,000
  • Aug 15, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5119 Corsair Avenue, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$110,000$873/11,26730.3
5105 Banshee Avenue, Jacksonville, FL 32244Listed by MARK SPAIN REAL ESTATESep 2026$190,000$1433/21,329210.4
7088 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$329,000$1854/21,775121.1
7094 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$304,000$1913/21,590581.1
7081 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$334,990$1894/21,775301.1
5824 Joy Drive S, Jacksonville, FL 32244Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$380,000$2213/21,71681.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$260,000
Price / Sq Ft$173
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,507
Acres0.19 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusPending
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryTimucuan
MiddleWestside
HighWestside High School

Community Information

Address6314 Ortega Farms Boulevard, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionOrtega Farms
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size8,276.4 sq ft
Parcel Number1033460070

Amenities

Community FeaturesSuburban, Street Lights
UtilitiesElectricity Connected
Water SourcePublic
ParkingOther

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 4, 2026
Days on Market10
Tax Amount$3,552.81
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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