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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·37 days on market

5367 Secluded Oaks Lane

Jacksonville, FL 32210

$299,500$205/sqftEst. $1,599/moMLS# 2160872
3
Beds
2
Baths
1,462
Sq Ft
1984
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Nestled in Secluded Oaks, a cul-de-sac's end, you'll find this charming home. Merely 5-7 minutes to NAS Jax! Large Living Room with vaulted ceiling and bay window overlooks screened, in-ground pool with waterfall. Generous dining area and bright Kitchen with breakfast bar faces large view windows. 3/2 split bedrooms flanking the living area include a large Primary Bedroom suite. Fully Fenced, private rear yard offers safe play space for kids and pets, plus room for the big kid's boat and big toys too! Easy public boat launch is just blocks away! Newer roof, AC 2021, Windows 2019, Interior Painted 2024, Addtl Attic Insulation 2023, New Pool Pump 2025 & many mechanical and energy updates with owner's care make this home move-in ready for you, and there's no H.O.A.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,599
Property taxesest. at asking price, Duval County$489
Estimated total, before insurance$2,088/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,916/yr · $160/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,500
$59,900
Loan Term
Monthly Payment
$1,599
Principal & Interest: $1,599
Property taxes (est.): $489
Insurance (est.): $200
Estimated Total Monthly
$2,288
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,470 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,916/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 23, 2026Active Under Contract$299,500
  • Aug 19, 2026Listed$299,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,500
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,462
Acres0.24 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address5367 Secluded Oaks Lane, Jacksonville, FL 32210
Area055-Confederate Point/Ortega Farms
SubdivisionOrtega
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size10,454.4 sq ft
Parcel Number1037371018

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther, Wood Burning
# of Stories1

Exterior

Patio / PorchScreened
FencingFenced, Back Yard, Wood
Other StructuresShed(s)

Additional Information

Date ListedAugust 19, 2026
Days on Market4
Tax Amount$1,916.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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