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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Selva Norte, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Sep 1, 2026·13 days on market·Recent sales in Selva Norte·Selva Norte

2028 Selva Madera Court

Atlantic Beach, FL 32233

$1,075,000sold priceListed at $1,075,000 · 100% of asking$443/sqftMLS# 2157345
3
Beds
2.5
Baths
2,427
Sq Ft
1985
Built
2
Garage
No
Pool

All Selva Norte homes for sale →Search Selva Norte on the map

FEMA Zone XNo HOA0.43 acresSingle Family Residence2 stories

About this home

Selva Norte

Being Sold for LOT VALUE. The .43/Acre is a high lot at the end of a beautiful cul de sac. There are just 11 homes on the street - Each home sits on a large lot and the yards are perfectly manicured and the homes are beautifully maintained. Just 3 short blocks to the beach. This is the opportunity of a lifetime to build your dream home. It's rare to find a residential lot of this size in Atlantic Beach so close to the Beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,954
Property taxesest. at asking price, Duval County$1,755
Estimated total, before insurance$7,710/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,217/yr · $351/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,954
Principal & Interest: $5,954
Property taxes (est.): $1,755
Insurance (est.): $717
Estimated Total Monthly
$8,426
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,289 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,217/yr

Estimated taxes if purchased at asking price: ~$21,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$1,075,000
  • Sep 1, 2026Pending$1,075,000
  • Jul 28, 2026Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $443/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2009 Vela Norte Circle, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCOct 2026$1,575,000$5544/3.52,84420.1
1918 Oak Circle, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJun 2026$1,350,000$5503/22,454830.1
2081 Vela Norte Circle, Atlantic Beach, FL 32233Listed by KST GROUP LLCOct 2026$910,000$3543/2.52,570160.2
355 19th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,035,000$5603/21,849850.2
1875 Live Oak Lane, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$1,250,000$5743/2.52,1771330.3
1852 Hickory Lane, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCJun 2026$1,150,000$4993/2.52,306110.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,075,000
Price / Sq Ft$443
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,427
Total Structure Area3,188 sq ft
Acres0.43 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2028 Selva Madera Court, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSelva Norte
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size18,730.8 sq ft
Lot Dimensions90x125
Parcel Number1695061638
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Many Trees
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 1, 2026
Days on Market13
Tax Amount$4,216.7
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Selva Norte

Selva Norte is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Selva Norte homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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