This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 30, 2026·7 days on market·Recent sales in Jacksonville
1254 McGirts Creek Drive
Jacksonville, FL 32221
About this home
Jacksonville
Welcome home to 1254 McGirts Creek Drive! This all-brick 4-bedroom, 2-bathroom home offers 2,552 square feet of comfortable living space -- and the big updates are already done! Brand new roof and HVAC both installed in 2024, plus fresh new carpet and interior paint throughout. Enjoy peaceful pond views right from your backyard, the perfect backdrop for morning coffee or evening unwinding. Need more space? The heated and cooled enclosed Florida room gives you even more room to live, relax, and entertain year-round. Located in Jacksonville's 32221 corridor with easy access to major routes, shopping, and dining. This move-in ready all-brick home is waiting for you -- don't let this one slip by!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,733 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $333,989 | $333,989 | ▼ $12,391 |
| 2024 | $347,541 | $319,721 | ▲ $24,803 |
| 2023 | $335,958 | $290,656 | ▲ $38,599 |
| 2022 | $285,698 | $264,233 | — |
| 2021 | $240,212 | $240,212 | — |
| 2020 | $225,767 | $225,767 | — |
2025 property taxes (current owner): $6,312/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 10, 2026Closed$389,000
- Jun 22, 2026Listed$389,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1393 Perth Road, Jacksonville, FL 32221Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $525,500 | $221 | 4/3 | 2,383 | 18 | 0.5 |
| 1405 Sinclair Lane, Jacksonville, FL 32221Listed by REDFIN CORPORATION | Jul 2026 | $475,000 | $225 | 3/2.5 | 2,115 | 125 | 0.5 |
| 1664 Falkland Road E, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLC | Jul 2026 | $490,000 | $231 | 4/2 | 2,117 | 23 | 0.5 |
| 1032 Deer Spring Drive, Jacksonville, FL 32221Listed by HEAVENER REALTY, LLC | Oct 2026 | $424,900 | $146 | 5/3 | 2,909 | 12 | 0.6 |
| 10958 Crichton Road, Jacksonville, FL 32221Listed by OFFERPAD BROKERAGE FL LLC | Jul 2026 | $439,000 | $180 | 4/2.5 | 2,434 | 63 | 0.6 |
| 10428 Crystal Springs Road, Jacksonville, FL 32221Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $395,000 | $192 | 3/2 | 2,059 | 15 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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