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This home is in Jacksonville.

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Active

Active·51 days on market

10383 Meadow Point Drive

Jacksonville, FL 32221

$382,500$168/sqftEst. $1,950/moMLS# 2148744
4
Beds
2
Baths
2,274
Sq Ft
2000
Built
2
Garage
No
Pool

About this home

Jacksonville

New $7,500 Price Adjust PLUS OPEN HOUSE, Saturday, 7/25, 10 AM to 1 PM! Come early to beat the heat and see this impeccably maintained brick-front home in desirable Meadow Pointe that shows like a model home. Low HOA and no CDD fees! Situated on a spacious .30-acre lot with room for a future pool, this move-in ready 4-bedroom, 2-bath home offers 2,274 square feet of comfortable single-story living. Highlights include a welcoming foyer, vaulted ceilings, split-bedroom floor plan, custom built-ins, cozy gas fireplace, and a kitchen with stainless steel appliances, breakfast bar, pantry, and inside laundry with washer and dryer included. Recent improvements include a full exterior repaint, 2024 interior repaint and renovated primary bath, plus a 2021 architectural roof. Enjoy an oversized patio, vinyl-fenced backyard with wooded views, irrigation system, storage shed, and a 2-car garage with built-in storage. Seller already completed from a pre-list home for added peace of mind.

Cost to own

Mortgage calculator

$382,500
$76,500
Loan Term
Monthly Payment
$1,950
Principal & Interest: $1,950
Property taxes (est.): $625
Insurance (est.): $255
Estimated Total Monthly
$2,830
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,950
Property taxesest. at asking price, Duval County$625
HOAbilled annually$16
Estimated total, before insurance$2,591/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,652/yr · $388/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $150,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$283,649$232,369
2024$275,113$225,113
2023$286,125$236,125 $32,362
2022$244,148$0 $14,481
2021$193,361$0
2020$175,450$0

2025 property taxes (current owner): $4,652/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 23, 2026Price change$382,500$7,500
  • Jun 4, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$382,500
Price / Sq Ft$168
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,274
Acres0.30 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address10383 Meadow Point Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionMeadow Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size13,068 sq ft
Parcel Number0088915060
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingAttic Fan, Central Air, Electric
FlooringCarpet, Laminate, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
FencingVinyl
RoofShingle
ConstructionBrick, Fiber Cement, Frame
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJune 4, 2026
Days on Market53
HOA Fees$195 / Annually
HOA FrequencyAnnually
HOA NameMeadow Pointe
Tax Amount$4,651.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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