This home is in Jacksonville.
Active Under Contract·7 days on market
1613 Chaffee Road S
Jacksonville, FL 32221
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Immaculate 5BR/3BA home on 1.55 acres w/beautiful trees. NO HOA fees. Huge family room w/wood burning fireplace (gas line available) & wet bar. Updated kitchen w/quartz counters, 42" cabinets, backsplash, double oven, gas stove, microwave & refrigerator. Kitchen nook & formal dining room. Big master BR w/bay windows & walk in closet. Upgraded master bath w/luxurious soaking tub & walk in glass shower. 2nd BR w/bay windows, walk in closet & bathroom (or use as in-law suite). 5th BR w/French doors or use as home office. 12x24 Florida Room or game room overlooks huge fenced backyard, Laundry room w/sink & cabinets. Rustic wood flooring throughout. Detached garage, wired, lighted w/AC/heat & 220 amp power hookup. 2nd shed w/electric & 3rd storage shed & carport w/LED lighting & compressed airline attachments. New AC 2022, Architectural Roof 2015. Gas water heater 2024, New Well 2019, new water softener 2022, septic inspected & pumped every 5 yrs. Gas furnace installed 2004 & inspected 2026
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2015 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,725 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Camp Milton Historic Preserveabout 3 mi · 1.3 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 6 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 8 mi · Ortega River
Closest youth league fields
Bishop John Snyder High Schoolabout 3 mi · Baseball, Basketball, Football, Soccer, Volleyball
Closest grocery store
Publixabout 1 mi · 11341 Normandy Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,967/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 26, 2026Active Under Contract$575,000
- Oct 21, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10958 Crichton Road, Jacksonville, FL 32221Listed by OFFERPAD BROKERAGE FL LLC | Jul 2026 | $439,000 | $180 | 4/2.5 | 2,434 | 63 | 0.2 |
| 1527 Royal County Drive, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $528,000 | $203 | 4/3 | 2,595 | 7 | 0.3 |
| 11032 S Royal County Drive, Jacksonville, FL 32221Listed by COMPASS FLORIDA LLC | Oct 2026 | $505,000 | $180 | 5/4 | 2,803 | 48 | 0.3 |
| 1564 Tralee Court N, Jacksonville, FL 32221Listed by BOARDWALK REALTY ASSOCIATES LLC | Sep 2026 | $475,000 | $173 | 4/3 | 2,753 | 30 | 0.3 |
| 1405 Sinclair Lane, Jacksonville, FL 32221Listed by REDFIN CORPORATION | Jul 2026 | $475,000 | $225 | 3/2.5 | 2,115 | 125 | 0.3 |
| 1664 Falkland Road E, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLC | Jul 2026 | $490,000 | $231 | 4/2 | 2,117 | 23 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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