This home is in Jacksonville.
Active Under Contract·122 days on market
1301 McGirts Creek Drive E
Jacksonville, FL 32221
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
NEW PRICE !!!. Discover the privacy and space you've been looking for in this all-brick 4-bedroom, 3-bath home nestled along scenic McGirts Creek in the established Creekside Oaks community. One of the few homes in the neighborhood offering 4 bedrooms and 3 full bathrooms, its desirable split-bedroom floor plan provides added privacy and flexibility for today's lifestyle, making it well suited for guests, a home office, or multigenerational living. Enjoy peaceful wooded views from the covered lanai, perfect for morning coffee or evening relaxation. Inside, vaulted ceilings enhance the open-concept living areas, while the flexible formal dining room can also serve as a GREAT home office. The eat-in kitchen includes a pantry overlooking the living spaces. The generous primary suite features an ample walk-in closet, garden tub, walk-in shower, and dual-sink vanity. 2025 new roof. Convenient to I-295, I-10, Cecil Commerce Center, NAS Jacksonville, the Equestrian Center, and Oakleaf TC.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,677 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 4, 2026Price change$350,000−$9,900
- Jul 20, 2026Price change$359,900−$15,100
- Jun 11, 2026Listed$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $165/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1393 Perth Road, Jacksonville, FL 32221Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $525,500 | $221 | 4/3 | 2,383 | 18 | 0.6 |
| 10428 Crystal Springs Road, Jacksonville, FL 32221Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $395,000 | $192 | 3/2 | 2,059 | 15 | 0.7 |
| 10321 Normanwood Court, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $270,000 | $140 | 4/2 | 1,922 | 90 | 0.8 |
| 2230 Snowcreek Court, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLC | Oct 2026 | $290,000 | $166 | 3/2 | 1,748 | 18 | 0.9 |
| 1564 Tralee Court N, Jacksonville, FL 32221Listed by BOARDWALK REALTY ASSOCIATES LLC | Sep 2026 | $475,000 | $173 | 4/3 | 2,753 | 30 | 1 |
| 1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $384,990 | $164 | 4/2.5 | 2,350 | 24 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines