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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Edison, Jacksonville a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·17 days on market·Edison

10265 Silverbrook Trail

Jacksonville, FL 32256

$830,000$262/sqftEst. $4,267/moMLS# 2151607
4
Beds
3
Baths
3,169
Sq Ft
2020
Built
3.5
Garage
No
Pool

About this home

Edison

Enjoy peaceful water views and preserve privacy from this beautifully upgraded home in the gated community of Edison at eTown. The popular Anna Maria floor plan offers a first-floor primary suite, open-concept living spaces, and a large upstairs loft that can easily serve as a media room, playroom, home office, or second living area. The kitchen has been extended to include a coffee bar, beverage refrigerator, and additional storage, making it both functional and great for entertaining. Quartz countertops, upgraded tile flooring throughout the first floor, luxury vinyl plank flooring upstairs, and plantation shutters add style and durability throughout the home. Step outside to the screened porch and fully fenced backyard overlooking the water and preserve, offering a peaceful setting with no rear neighbors. A rare 3.5-car garage provides plenty of space for vehicles, storage, hobbies, or recreational gear.

Cost to own

Mortgage calculator

$830,000
$166,000
Loan Term
Monthly Payment
$4,267
Principal & Interest: $4,267
Property taxes (est.): $1,355
Insurance (est.): $553
Estimated Total Monthly
$6,176
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,267
Property taxesest. at asking price, Duval County$1,355
HOAbilled quarterly$119
Estimated total, before insurance$5,741/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,758/yr · $980/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$848,275$535,544 $170,966
2024$677,121$519,744
2023$620,756$503,150 $10,303
2022$605,722$487,039
2021$521,398$471,398
2020$80,000$80,000

2025 property taxes (current owner): $11,758/yr

Estimated taxes if purchased at asking price: ~$16,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 10, 2026Active Under Contract$830,000
  • Aug 4, 2026Price change$830,000$20,000
  • Jul 21, 2026Price change$850,000$15,000
  • Jul 13, 2026Active$865,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$830,000
Price / Sq Ft$262
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,169
Acres0.53 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages3.5
Has PoolNo
Is WaterfrontYes

Community Information

Address10265 Silverbrook Trail, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionEdison
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size23,086.8 sq ft
Parcel Number1677642345

Amenities

AmenitiesPool, Dog Park, Fitness Center, Gated, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Water
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 11, 2026
Days on Market28
HOA Fees$357 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$11,757.69
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Edison

Edison is a neighborhood in eTown, FL (Duval County), ZIP 32256.

View all Edison homes for sale →

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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