This home is in Jacksonville.

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Active

Active·31 days on market

4135 Hudnall Road

Jacksonville, FL 32207

$275,000$235/sqftEst. $1,398/moMLS# 2151511

Beds

Baths

1,168

Sq Ft

1957

Built

—

Garage

Pool

About this home

Jacksonville

Beautifully updated Jacksonville home! This fully renovated brick home offers the perfect blend of comfort, functionality, and peace of mind with major updates already completed. This is an exceptional opportunity to own a thoughtfully improved home with nothing left to do but move in. Featuring 3 bedrooms, 2 full bathrooms, and an additional half bath conveniently located off the new deck, this home offers a smart, flexible layout with the primary bedroom and laundry room located upstairs for added privacy and convenience. The renovated kitchen serves as the heart of the home, featuring butcher block countertops, updated finishes, and a clean, modern feel. Both full bathrooms have been fully renovated with stylish, fresh updates throughout. The living room features a large focal point fireplace, creating a warm and inviting centerpiece for the main living space.

Cost to own

Mortgage calculator

Home Price

$275,000

Down Payment: 20%

$55,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,398

Principal & Interest: $1,398

Property taxes (est.): $449

Insurance (est.): $183

Estimated Total Monthly

$2,030

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,398

Property taxesest. at asking price, Duval County$449

Estimated total, before insurance$1,847/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $162,000 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$135,463	$135,463	▲ $4,740
2024	$130,961	$130,961	▲ $4,161
2023	$131,107	$131,107	—
2022	$126,587	$126,587	—
2021	$109,577	$100,971	▲ $15,226
2020	$91,792	$91,792	▲ $5,688

2025 property taxes (current owner): $2,757/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,091 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History