This home is in Jacksonville — a new construction home in Jacksonville.
Sold·Closed Sep 11, 2026·30 days on market·Recent sales in Jacksonville
4303 Victor Street
Jacksonville, FL 32207
About this home
Jacksonville
Welcome to your dream home! This stunning BRAND NEW, two story home offers 3 bedrooms and 2.5 bathrooms. With NO HOA or CDD fees, welcome to a low maintenance lifestyle. Step inside this beautifully designed home, where a spacious living area seamlessly flows into a modern kitchen featuring brand new stainless steel appliances, sleek shaker cabinets, and an open view of the inviting dining space. Upstairs, all bedrooms are thoughtfully positioned for privacy, creating a peaceful retreat away from the main living areas. With its stylish updates and functional layout, this home is perfect for comfortable living and entertaining! Additional highlights include a dedicated laundry room, a single car garage, and a builder's warranty for added assurance. Conveniently located next to parks, dining, and shopping, this home will be ready for it's first owner!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~965 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $939/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 21, 2026Closed$264,990
- Aug 14, 2026Active Under Contract$264,990
- Aug 10, 2026Price change$264,990−$5,000
- Jul 20, 2026Listed$269,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4235 Victor Street, Jacksonville, FL 32207Listed by REAL BROKER LLC | Aug 2026 | $299,990 | $213 | 4/2 | 1,410 | 46 | 0 |
| 2416 Johnson Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $234,900 | $155 | 4/2 | 1,513 | 14 | 0.3 |
| 3888 Bolt Avenue, Jacksonville, FL 32207Listed by JWB REALTY LLC | Aug 2026 | $245,000 | $205 | 3/2 | 1,196 | 9 | 0.3 |
| 2235 Sessions Lane, Jacksonville, FL 32207Listed by REAL BROKER LLC | Sep 2026 | $259,990 | $207 | 3/2 | 1,253 | 65 | 0.5 |
| 3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLC | Sep 2026 | $225,000 | $192 | 3/2 | 1,174 | 5 | 0.5 |
| 4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $260,000 | $223 | 3/2.5 | 1,168 | 76 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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