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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 16, 2026·15 days on market·Recent sales in Jacksonville

5211 Santa Monica Boulevard N

Jacksonville, FL 32207

$105,000sold priceListed at $80,000 · 131.3% of asking$96/sqftMLS# 2160578
3
Beds
1
Baths
1,096
Sq Ft
1959
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.41 acresSingle Family Residence1 story

About this home

Jacksonville

We are in a multiple-offer situation. Please submit your buyer's Highest and Best offer by August 24, 2026, at 1:00 PM. All offers must be complete and include Proof of Funds (POF). Opportunity awaits at 5211 Santa Monica Boulevard N in Jacksonville's established Santa Monica neighborhood. Built in 1959, this 3-bedroom, 1-bath bungalow offers approximately 1,090 square feet of living space and the chance to restore an older Jacksonville home from the ground up. The property is conveniently located near Beach Boulevard, University Boulevard, I-95, shopping, dining, schools, and everyday services, with easy access to Downtown Jacksonville, San Marco, the Southside, and other major employment and entertainment areas. This home is a major rehabilitation project and has severe termite damage. Extensive repairs and renovations will be required.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$582
Property taxesest. at asking price, Duval County$171
Estimated total, before insurance$753/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,695/yr · $308/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$105,000
$21,000
Loan Term
Monthly Payment
$582
Principal & Interest: $582
Property taxes (est.): $171
Insurance (est.): $70
Estimated Total Monthly
$823
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,221 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,695/yr

Estimated taxes if purchased at asking price: ~$2,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Closed$80,000
  • Sep 2, 2026Pending$80,000
  • Aug 18, 2026Listed$80,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $73/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4429 Begbie Drive, Jacksonville, FL 32207Listed by MARK SPAIN REAL ESTATEAug 2026$290,000$2073/1.51,40030.4
5540 Fargo Drive N, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$185,000$1383/21,344190.5
5442 Juno Drive, Jacksonville, FL 32207Listed by FLORIDA UNITED REALTY GROUP LLCSep 2026$230,000$1723/21,340440.5
4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLCOct 2026$260,000$2233/2.51,168760.6
5102 Damascus Road S, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$290,000$2313/21,25330.6
3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLCSep 2026$225,000$1923/21,17450.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$80,000
Price / Sq Ft$73
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,096
Acres0.41 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address5211 Santa Monica Boulevard N, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSanta Monica
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size17,859.6 sq ft
Parcel Number1534110000

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingCarport

Interior

AppliancesNone
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedAugust 18, 2026
Days on Market15
Tax Amount$3,695.46
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY KEY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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