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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 1, 2026·30 days on market·Recent sales in Jacksonville

12113 Jade Point Court

Jacksonville, FL 32218

$375,000sold priceListed at $375,000 · 100% of asking$151/sqftMLS# 2151498
4
Beds
2.5
Baths
2,482
Sq Ft
2008
Built
2
Garage
No
Pool
FEMA Zone XHOA $39/moWaterfrontSingle Family Residence1 story

About this home

Jacksonville

NEW ROOF COMING SOON!! Tucked at the end of a quiet cul-de-sac, this beautiful brick home backs onto a serene preserve and shimmering lagoon -- a rare combination of privacy and natural beauty. The open-concept kitchen features solid countertops perfect for cooking and gathering, while the expansive primary suite offers a true retreat with stunning bay windows overlooking the water. A spacious laundry room adds everyday convenience buyers are looking for. Whether you're sipping morning coffee with lagoon views or unwinding on a tranquil evening, this home delivers the Florida lifestyle at its finest. Located in a peaceful cul-de-sac setting with preserve and water views from multiple rooms -- this one won't last long. ***Assumable Loan at 2.75% interest! Also...AVAILABLE FOR HOMETOWN HEROES PROGRAM!***

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Duval County$612
HOAbilled annually$39
Estimated total, before insurance$2,728/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,616 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$328,572$209,245—
2024$307,528$202,641—
2023$309,378$195,283—
2022$293,438$188,139▲ $17,000
2021$231,203$181,203—
2020$215,300$215,300—

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Closed$375,000
  • Aug 28, 2026Pending$375,000
  • Jul 31, 2026Active Under Contract$375,000
  • Jul 3, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12182 Georgia Oak Court, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$440,000$1764/2.52,49740.2
12221 Sand Lake Court, Jacksonville, FL 32218Listed by BENCHMARK BROKERS, INCAug 2026$267,000$1245/3.52,145300.5
12548 Daylight Trail, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$369,900$1603/22,310620.6
2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$360,000$1713/22,106210.8
2233 Lincoln Sendero Trail, Jacksonville, FL 32218Listed by PROPERTY SAGE REALTY LLCOct 2026$329,000$1764/21,8741400.8
12761 Daylight Trail, Jacksonville, FL 32218Listed by COASTAL ROOTS REALTY, LLCAug 2026$315,000$1673/21,887590.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$151
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,482
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address12113 Jade Point Court, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionDunn Creek Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number1080720655

Amenities

UtilitiesCable Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTerrazzo, Tile, Wood
# of Stories1

Exterior

RoofShingle
ConstructionBrick

Additional Information

Date ListedJuly 3, 2026
Days on Market30
HOA Fees$462 / Annually
HOA FrequencyAnnually
HOA Fee IncludesOther
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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