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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Buena Esperanza, St. Augustine.

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Active

$419,9002 bd · 2 ba · 997 sq ft

Active·136 days on market·Buena Esperanza

153 Twine Street

St. Augustine, FL 32084

$419,900$421/sqftEst. $2,289/mo mortgageMLS# 2151479
↓ $30,000 below original list
2
Beds
2
Baths
997
Sq Ft
1955
Built
—
Garage
No
Pool

2 more homes for sale in Buena Esperanza →Search Buena Esperanza on the map

FEMA Zone AENo HOA3,920 sqft lotSingle Family Residence1 story

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About this home

Buena Esperanza

Fully renovated 2-bedroom, 2-bathroom home with bonus space offering 997 square feet in the Lincolnville neighborhood of St. Augustine. Recent improvements include a new roof, HVAC system, tankless water heater, electrical system, and plumbing. The kitchen features new cabinets, appliances, and quartz countertops. Luxury vinyl plank flooring is installed throughout the home. Bathrooms have been updated, and a laundry hookup is provided.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,289
Property taxesest. at asking price, St. Johns County$559
Estimated total, before insurance$2,848/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,253/yr · $438/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,900
$83,980
Loan Term
Monthly Payment
$2,289
Principal & Interest: $2,289
Property taxes (est.): $559
Insurance (est.): $280
Estimated Total Monthly
$3,128
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$267,612$263,274—
2024$263,158$239,340—
2023$275,349$217,582—
2022$231,735$197,802—
2021$187,505$179,820—
2020$163,473$163,473—

2025 property taxes (current owner): $5,253/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 19, 2026Price change$419,900−$10,000
  • Aug 5, 2026Price change$429,900−$20,000
  • Jun 19, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $571/sq ft; this home is listed at $421/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
181 Martin Luther King Avenue, St. Augustine, FL 32084Listed by MOXII PRO REALTYSep 2026$535,000$4492/21,192360.1
136 Washington Street, St. Augustine, FL 32084Listed by REAL BROKER LLCJun 2026$475,000$4743/21,00380.2
94 Park Place, St. Augustine, FL 32084Listed by STA REALTYNov 2026$455,000$5822/1782490.3
125 Moore Street, St. Augustine, FL 32084Listed by FIV REALTY CO FLORIDA LLCJun 2026$575,000$5033/21,143560.3
83 Weeden Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$450,000$5712/2788950.3
249 Charlotte Street, St. Augustine, FL 32084Listed by REDFIN CORPORATIONSep 2026$800,000$6453/21,24030.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,900
Price / Sq Ft$421
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage997
Acres0.09 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address153 Twine Street, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionBuena Esperanza
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size3,920.4 sq ft
Parcel Number2120500000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

RoofShingle

Additional Information

Date ListedJune 19, 2026
Days on Market136
Tax Amount$5,252.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARC JOSEPH REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Buena Esperanza

Buena Esperanza is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Buena Esperanza homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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