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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atwood Tract, St. Augustine — a home near St. Augustine High School.

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Active

Active·13 days on market·Atwood Tract

94 Park Place

St. Augustine, FL 32084

$455,000$582/sqftEst. $2,500/mo mortgageMLS# 2164510
↓ $43,500 below original list
2
Beds
1
Baths
782
Sq Ft
1900
Built
—
Garage
No
Pool

All Atwood Tract homes for sale →Search Atwood Tract on the map

FEMA Zone AENo HOA3,920 sqft lotSingle Family Residence1 story

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About this home

Atwood Tract

Live Like a Local in Lincolnville! Experience the charm of historic St. Augustine with the comfort and confidence of modern construction. Unlike many historic homes in Lincolnville, this charming cottage was completely rebuilt in 2020, offering the character buyers love with updated systems and construction standards that provide peace of mind. Just 5 blocks from some of St. Augustine's most popular restaurants, shops, museums, festivals, waterfront attractions and historic landmarks, this location delivers the best of downtown living yet removed from the tourism. Both St. Augustine Beach and Vilano Beach are less than 15 minutes away. Featured by the popular Instagram accountPretty Old Places, this thoughtfully reimagined cottage blends historic character with modern functionality. While only a few architectural details remain from the original circa-1900 shotgun home, virtually everything was rebuilt to meet 2020 Florida building standards - electrical, plumbing, HVAC, framing

Next steps in Atwood Tract

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,500
Property taxesest. at asking price, St. Johns County$605
Estimated total, before insurance$3,106/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,670/yr · $556/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,500
Principal & Interest: $2,500
Property taxes (est.): $605
Insurance (est.): $303
Estimated Total Monthly
$3,409
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1900)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$337,967$337,967—
2024$340,685$334,836—
2023$304,396$304,396—
2022$291,731$178,853—
2021$197,386$162,594▲ $80,616
2020$100,876$74,525—

2025 property taxes (current owner): $6,670/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 15, 2026Price change$455,000−$15,000
  • Oct 14, 2026Active$470,000
  • Oct 14, 2026Withdrawn$470,000
  • Oct 8, 2026Price change$470,000−$28,500
  • Sep 20, 2026Pending$498,500
  • Sep 12, 2026Active Under Contract$498,500
  • Sep 11, 2026Listed$498,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $501/sq ft; this home is listed at $582/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
83 Weeden Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$450,000$5712/2788950.1
166 School Street, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$475,000$5213/2912850.1
73 Kings Ferry Way + Vacant Lot, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCSep 2025$440,000$4493/29811470.1
82 Kings Ferry Way, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYAug 2025$385,000$4962/1776470.1
121 Moore Street, St. Augustine, FL 32084Listed by STA REALTYAug 2025$485,000$5012/1.5968440.1
136 Washington Street, St. Augustine, FL 32084Listed by REAL BROKER LLCJun 2026$475,000$4743/21,00380.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$455,000
Price / Sq Ft$582
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage782
Acres0.09 acres
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Victorian
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryKetterlinus
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address94 Park Place, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionAtwood Tract
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size3,920.4 sq ft
Parcel Number2093200000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringWood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Exterior FeaturesFire Pit
Lot DescriptionHistoric Area
Patio / PorchDeck, Front Porch
FencingBack Yard, Wood
RoofMetal
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 14, 2026
Days on Market13
Tax Amount$6,669.7
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atwood Tract

Atwood Tract is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Atwood Tract homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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