Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·44 days on market

7990 Baymeadows Road E 404

Jacksonville, FL 32256

$265,000$188/sqftEst. $1,351/moMLS# 2151169

Beds

Baths

1,408

Sq Ft

2002

Built

—

Garage

Pool

About this home

Jacksonville

This beautifully upgraded condo offers 3 spacious bedrooms and 2 full bathrooms, enhanced by elegant granite countertops and a tranquil fountain-lake view from every room. The ambiance is cozy, peaceful, and effortlessly romantic. Step outside to a covered, screened-in porch just a few feet from the picturesque bridge, lake, and fountain--an ideal spot for morning coffee or a relaxing evening stroll in this safe, scenic neighborhood. Water service is FREE included with the HOA fees, offering both convenience and value. The home is MOVE-IN ready and prepared for immediate occupancy. One of the few units that has its own carport.

Cost to own

Mortgage calculator

Home Price

$265,000

Down Payment: 20%

$53,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,351

Principal & Interest: $1,351

Property taxes (est.): $433

Insurance (est.): $177

Estimated Total Monthly

$1,960

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,351

Property taxesest. at asking price, Duval County$433

HOAbilled monthly$460

Estimated total, before insurance$2,244/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,232/yr · $269/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $265,000 in September 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$180,500	$180,500	▼ $27,500
2024	$208,000	$208,000	—
2023	$208,000	$208,000	—
2022	$174,000	$147,400	—
2021	$134,000	$134,000	—
2020	$124,000	$124,000	—

2025 property taxes (current owner): $3,232/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 18, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$265,000

Price / Sq Ft$188

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,408

Total Structure Area1,408 sq ft

Year Built2002

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address7990 Baymeadows Road E 404, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionHorizons@stonebridge

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number1677456025

ZoningCondominium

Amenities

AmenitiesCar Wash Area, Clubhouse, Fitness Center, Jogging Path

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Carport

ViewLake, Water

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesEntrance Foyer, Jack and Jill Bath, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories3

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityFire Alarm, Security Gate, Smoke Detector(s)