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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$444,9004 ba · 1,962 sq ft

Active·228 days on market

2050 Forbes Street

Jacksonville, FL 32204

$444,900$227/sqftEst. $2,426/mo mortgageMLS# 2135163
0
Beds
4
Baths
1,962
Sq Ft
1917
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotMulti Family

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About this home

Jacksonville

Currently set up as an office. See Pictures. 7 total offices, 2 bathrooms, large lobby, plenty of parking 2050 Forbes St. is a versatile property located in the vibrant Riverside neighborhood. Currently used as an office, it falls within a flexible zoning that allows for either a duplex or a single-family residence. With its prime location and charm, it offers a fantastic opportunity to create a bespoke home or a unique income-generating space in one of the city's most desirable areas.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,426
Property taxesest. at asking price, Duval County$726
Estimated total, before insurance$3,152/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,772/yr · $481/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$444,900
$88,980
Loan Term
Monthly Payment
$2,426
Principal & Interest: $2,426
Property taxes (est.): $726
Insurance (est.): $297
Estimated Total Monthly
$3,449
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1917)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,550 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $345,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$321,100$321,100—
2024$321,100$321,100—
2023$321,800$321,800—
2022$301,000$221,910—
2021$234,664$201,737▲ $46,834
2020$183,398$183,398—

2025 property taxes (current owner): $5,772/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Mar 16, 2026Listed$444,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2138 Park Street, Jacksonville, FL 32204Listed by PASSPORT REALTY, LLC.Aug 2025$399,900$1658/3.52,4261080.1
2253 Herschel Street, Jacksonville, FL 32204Listed by 1 REALTY CORPOct 2025$500,000$2435/32,054490.2
2218 Herschel Street, Jacksonville, FL 32204Listed by TRADITIONS REALTY LLCSep 2025$595,000$2415/22,464360.2
2501 Myra Street, Jacksonville, FL 32204Listed by THIRDSTONE PROPERTIES LLCAug 2026$251,000$1313/31,91530.4
2518&2520 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$369,700$1704/22,18110.4
2514&2516 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$349,160$1734/22,01600.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$444,900
Price / Sq Ft$227
Bedrooms0
Bathrooms4.00
Full Baths4
Square Footage1,962
Acres0.13 acres
Year Built1917
TypeResidential Income
Sub-TypeMulti Family
StatusActive
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWest Riverside, reported on 2 other 1661 Riverside listings
MiddleLake Shore, reported on 2 other 1661 Riverside listings
HighRiverside, reported on 3 other 1661 Riverside listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2050 Forbes Street, Jacksonville, FL 32204
Area031-Riverside
Subdivision1661 Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size5,662.8 sq ft
Parcel Number0908960000
ZoningCommercial/Residential/Office

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCovered, Detached Carport, On Street

Interior

HeatingCentral
CoolingCentral Air
FlooringVinyl
LevelsOne
SecurityFire Alarm

Exterior

Lot DescriptionHistoric Area
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 16, 2026
Days on Market228
Tax Amount$5,771.69
Tax Year2025
Listing TermsCash, Conventional, Other
New ConstructionNo

Listing Courtesy of: VIT HOMES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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