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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 19, 2026·138 days on market·Recent sales in Jacksonville

1538 Logan Street

Jacksonville, FL 32209

$90,000sold priceListed at $110,000 · 81.8% of asking$85/sqftMLS# 2141511
4
Beds
2
Baths
1,056
Sq Ft
1958
Built
—
Garage
No
Pool
FEMA Zone XNo HOA3,920 sqft lotDuplex1 story

About this home

Jacksonville

This duplex offers a rare opportunity for buyers with vision and a willingness to invest in a major renovation. Each unit features 2 bedrooms, 1 bathroom, and a single-story layout. The property is being sold as-is, with no warranties or disclosures. Please be advised that due to the condition of the property, potential issues such as mold or other environmental concerns may be present. Financing is not an option - cash offers only. This is a great chance for investors or buyers looking for a substantial project with excellent potential in the right hands.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$499
Property taxesest. at asking price, Duval County$147
Estimated total, before insurance$645/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,770/yr · $231/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$90,000
$18,000
Loan Term
Monthly Payment
$499
Principal & Interest: $499
Property taxes (est.): $147
Insurance (est.): $60
Estimated Total Monthly
$705
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Other — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,172 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $155,000 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$116,298$116,298—
2024$108,816$108,816▲ $4,675
2023$109,652$109,652—
2022$39,094$38,591—
2021$35,107$35,083—
2020$31,894$31,894▲ $1,715

2025 property taxes (current owner): $2,770/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 19, 2026Closed$110,000
  • Sep 8, 2026Pending$110,000
  • Aug 13, 2026Price change$110,000−$10,000
  • Jul 27, 2026Price change$120,000−$19,000
  • Jul 16, 2026Price change$139,000−$5,999
  • Apr 23, 2026Listed$144,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $104/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3615 Charles Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$209,900$1614/21,300711.7
214 E 2nd Street, Jacksonville, FL 32206Listed by VIRTUALTY REAL ESTATEApr 2026$275,000$2104/21,312691.8
1331 Cedar Street, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYNov 2025$1,246,230$1,39112/9896162.4
516 Linwood Avenue, Jacksonville, FL 32206Listed by THE THAYVER GROUPDec 2025$130,000$1092/21,196102.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$110,000
Price / Sq Ft$104
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,056
Total Structure Area1,200 sq ft
Acres0.09 acres
Year Built1958
TypeResidential Income
Sub-TypeDuplex
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address1538 Logan Street, Jacksonville, FL 32209
Area074-Paxon
SubdivisionSmiths Allotment
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size3,920.4 sq ft
Parcel Number0759370000
ZoningMulti Family

Amenities

UtilitiesCable Connected, Electricity Connected, Separate Water Meters
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Guest, On Street
ViewOther

Interior

HeatingCentral
CoolingWall/Window Unit(s)
FlooringTile
# of Stories1
LevelsOne
SecurityOther

Exterior

Lot DescriptionMany Trees
RoofOther
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 23, 2026
Days on Market138
Tax Amount$2,770.07
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KEYRENTER JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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