This home is in Jacksonville.

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Active

Active·29 days on market

1844 41st Street W

Jacksonville, FL 32209

$204,990$170/sqftEst. $1,091/moMLS# 2150869

Beds

Baths

1,209

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this beautifully designed 3-bedroom, 2-bath residence offering 1,209 square feet of modern living space in the heart of Jacksonville. Situated on just under a quarter-acre lot, this home features an open-concept floor plan that's perfect for entertaining and seamlessly connects to the spacious backyard, providing plenty of room for gatherings, pets, or play. The split-bedroom layout offers added privacy, with the owner's suite separated from the secondary bedrooms. Modern finishes throughout create a clean, stylish feel, making this move-in-ready home the perfect blend of comfort and functionality.

Cost to own

Mortgage calculator

Home Price

$204,990

Down Payment: 20%

$40,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,035

Principal & Interest: $1,035

Est. Taxes & Insurance: $259

Estimated Total Monthly

$1,294

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,091

Property taxesest. at asking price, Duval County$335

Estimated total, before insurance$1,426/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$16,240	$16,240	—
2024	$16,240	$7,377	—
2023	$12,040	$6,707	—
2022	$6,160	$6,098	—
2021	$6,160	$5,544	—
2020	$5,040	$5,040	—

2025 property taxes (current owner): $288/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,448 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History