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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active Under Contract

Active Under Contract·80 days on market

1661 W 22nd Street W

Jacksonville, FL 32209

$210,000$175/sqftEst. $1,121/moMLS# 2155042
3
Beds
2.5
Baths
1,200
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Ask about the available 3.75% promotional interest rate! Eligibility requirements, lender approval, and additional terms apply. Modern design, quality craftsmanship, and a desirable corner lot come together in this brand-new 2026 construction. Designed for easy, everyday living, this almost move-in-ready home features an open floor plan with taller ceilings, luxury vinyl plank flooring throughout the main living areas, and a kitchen overlooking the living and dining spaces. Quartz countertops, stainless steel appliances, and modern finishes create a stylish yet functional space for everyday living and entertaining. All bedrooms are located upstairs, offering added privacy from the main living areas, while a convenient half bath is located on the first floor for guests. The corner lot provides additional outdoor space and enhanced curb appeal. With NO HOA and NO CDD fees, you'll have the freedom to enjoy your property without additional monthly assessments.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,121
Property taxesest. at asking price, Duval County$343
Estimated total, before insurance$1,464/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,121
Principal & Interest: $1,121
Property taxes (est.): $343
Insurance (est.): $140
Estimated Total Monthly
$1,604
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,559 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 3, 2026Price change$210,000+$10,001
  • Jul 12, 2026Listed$199,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$210,000
Price / Sq Ft$175
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,200
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1661 W 22nd Street W, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionMoncreif Park
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Parcel Number087010-0000

Amenities

UtilitiesElectricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJuly 12, 2026
Days on Market53
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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