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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

$900,000Active Under Contract5 bd · 5 ba · 3,677 sq ft

Active Under Contract·149 days on market

1731 Flagler Avenue

Jacksonville, FL 32207

$900,000$245/sqftEst. $4,907/mo mortgageMLS# 2150661
5
Beds
5
Baths
3,677
Sq Ft
1948
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotMulti Family

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Rare opportunity to get instant scale in historic San Marco. 1731 Flagler & 1037 Riviera is a ten-unit, two property multifamily portfolio in the heart of San Marco, one of Jacksonville's most established and walkable historic neighborhoods. A true A+ location that sits minutes from San Marco Square, downtown Jacksonville and the Gateway Jax redevelopment, the Baptist Health medical campus, and the city's major sports and entertainment venues. Each property pairs a four-unit main building with a detached apartment over five covered parking spaces each. 1731 Flagler Avenue consists of five one-bedroom units, while 1037 Riviera Street consists of four one-bedroom units and one two-bedroom unit. Ownership has recently completed substantial CAPEX projects across both properties, including electrical, plumbing, sewer, and moisture control upgrades.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,907
Property taxesest. at asking price, Duval County$1,473
Estimated total, before insurance$6,380/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,455/yr · $1,205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$900,000
$180,000
Loan Term
Monthly Payment
$4,907
Principal & Interest: $4,907
Property taxes (est.): $1,473
Insurance (est.): $600
Estimated Total Monthly
$6,980
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,598 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$1,266,773$403,776—
2026$669,214$669,214▼ $143,403
2025$1,136,293$372,361—
2025$812,617$807,523—
2024$1,125,354$359,346—
2024$772,170$734,112—
2023$1,031,134$336,239—
2023$719,773$667,375—
2022$934,901$319,437—
2022$606,705$606,705—
2021$894,257$301,882—
2021$426,532$375,562▲ $40,447

2025 property taxes (current owner): $14,455/yr

Estimated taxes if purchased at asking price: ~$17,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Jul 16, 2026Active Under Contract$900,000
  • Jun 15, 2026Listed$900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1728 Naldo Avenue 1-4, Jacksonville, FL 32207Listed by MARY BURNETT, BROKERNov 2025$725,000$2254/43,225470
1629 Belmonte Avenue 1629-1631, Jacksonville, FL 32207Listed by MARY BURNETT, BROKERJun 2026$630,000$1964/23,2081330.1
1630 Larue Avenue, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$560,000$1617/43,4771680.2
1809 San Marco Boulevard, Jacksonville, FL 32207Listed by COMPASS PROPERTY SERVICES INCMay 2026$1,030,000$2986/53,4511020.2
1772 San Marco Boulevard, Jacksonville, FL 32207Listed by KST GROUP LLCSep 2025$650,000$2124/43,072100.2
1710 River Road, Jacksonville, FL 32207Listed by SPECTRUM REALTY SERVICESSep 2026$1,320,000$2788/34,7401010.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$900,000
Price / Sq Ft$245
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage3,677
Acres0.20 acres
Year Built1948
TypeResidential Income
Sub-TypeMulti Family
StatusActive Under Contract
# of Carport Spaces5
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHendricks Avenue, reported on 3 other Shadyside listings
MiddleAlfred Dupont, reported on 3 other Shadyside listings
HighTerry Parker, reported on 2 other Shadyside listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1731 Flagler Avenue, Jacksonville, FL 32207
Area011-San Marco
SubdivisionShadyside
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size8,712 sq ft
Parcel Number0819700000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
ParkingAttached Carport, Off Street

Interior

HeatingCentral
CoolingCentral Air

Exterior

Lot DescriptionFew Trees, Historic Area

Additional Information

Date ListedJune 15, 2026
Days on Market149
Tax Amount$14,454.74
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: MCADOO MULTIFAMILY ADVISORS LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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