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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Nov 18, 2025·47 days on market·Recent sales in Jacksonville

1728 Naldo Avenue 1-4

Jacksonville, FL 32207

$725,000sold priceListed at $799,000 · 90.7% of asking$225/sqftMLS# 2104283
4
Beds
4
Baths
3,225
Sq Ft
1948
Built
—
Garage
No
Pool
No HOA8,276 sqft lotQuadruplex2 stories

About this home

Jacksonville

San Marco 4/4 quadraplex with upgraded kitchens and baths and original oak flooring in highly desirable historic San Marco. This quadplex offers an incredible investment opportunity just blocks from the St. Johns River and San Marco Square. Each unit has its own stackable washer/dryer and an assigned, covered parking spot. One unit is vacant and available for showings (unit #2). The other 3 units are currently occupied and are unavailable to be shown until inspection period. Current tenants may not be disturbed as they work swing shifts. All 4 units have the same upgrades and are nearly identical with strong rental history. This well maintained property is ready for a new investor. Don't miss this opportunity to versify your portfolio. Property is being sold ''AS IS''. Seller to make no repairs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,016
Property taxesest. at asking price, Duval County$1,184
Estimated total, before insurance$5,200/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,845/yr · $820/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$725,000
$145,000
Loan Term
Monthly Payment
$4,016
Principal & Interest: $4,016
Property taxes (est.): $1,184
Insurance (est.): $483
Estimated Total Monthly
$5,683
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,845/yr

Estimated taxes if purchased at asking price: ~$14,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 17, 2025Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1321 Landon Avenue A-D, Jacksonville, FL 32207Listed by MARY BURNETT, BROKERNov 2025$500,000$2104/42,37610
1629 Belmonte Avenue 1629-1631, Jacksonville, FL 32207Listed by MARY BURNETT, BROKERJun 2026$630,000$1964/23,2081330.1
1630 Larue Avenue, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$560,000$1617/43,4771680.2
1805 Perry Place, Jacksonville, FL 32207Listed by HOVER GIRL PROPERTIESSep 2026$595,000$2485/42,403700.4
3159 Belden Street, Jacksonville, FL 32207Listed by THIRDSTONE PROPERTIES LLCJul 2026$520,000$1488/43,520401.4
3365 Drew Street, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSDec 2025$500,000$1579/53,177341.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$248
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,225
Acres0.19 acres
Year Built1948
TypeResidential Income
Sub-TypeQuadruplex
StatusClosed
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

Community Information

Address1728 Naldo Avenue 1-4, Jacksonville, FL 32207
Area011-San Marco
SubdivisionShadyside
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size8,276.4 sq ft
Parcel Number0819640000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Separate Electric Meters, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, Detached Carport

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsOne
LaundryIn Unit
SecuritySecured Lobby, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionOther
FencingBack Yard, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedAugust 17, 2025
Days on Market47
Tax Amount$9,844.94
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARY BURNETT, BROKER

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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