This home is in Oceans Edge Condos, Jacksonville Beach.

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Active Under Contract

Active Under Contract·45 days on market·Oceans Edge Condos

100 Laguna Villas Boulevard G23

Jacksonville Beach, FL 32250

$449,000$384/sqftEst. $2,289/moMLS# 2150518

Beds

Baths

1,170

Sq Ft

1973

Built

—

Garage

Pool

About this home

Oceans Edge Condos

Live the ultimate beachside lifestyle in the highly sought-after, resort-style community of Oceans Edge! This beautifully updated second-floor condo sits exactly one block from the Atlantic Ocean, offering the perfect blend of coastal luxury, privacy, and convenience. Completely turn-key and move-in ready, this vibrant condo delivers the beach life you've been dreaming of without the oceanfront price tag. The condo also has new tinted windows(with warranty), plantation shutters, granite counters, stainless appliances including a wine/beverage fridge, AC 2020, updated fixtures, storage closet and more. The community is located within walking distance to Bold Bean, Blue Jay Listening Room, Florida Juice & Bowl, Bonefish Grill, Whole Foods and a short drive to Trader Joe's, Sunshine Park & Jacksonville Beach Golf Course. The community features a pool, exercise room, covered grilling area & inside sitting area and the HOA is fully funded. This immaculate unit is a MUST See!!

Cost to own

Mortgage calculator

Home Price

$449,000

Down Payment: 20%

$89,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,289

Principal & Interest: $2,289

Property taxes (est.): $733

Insurance (est.): $299

Estimated Total Monthly

$3,322

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,289

Property taxesest. at asking price, Duval County$733

HOAbilled monthly$791

Estimated total, before insurance$3,814/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,198/yr · $516/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$336,000	$336,000	—
2024	$359,500	$342,067	—
2023	$353,500	$310,970	—
2022	$326,000	$282,700	—
2021	$257,000	$257,000	—
2020	$246,500	$246,500	—

2025 property taxes (current owner): $6,198/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Active Under Contract$449,000
Jun 13, 2026Listed$449,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$449,000

Price / Sq Ft$384

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,170

Acres0.01 acres

Year Built1973

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive Under Contract

Has PoolNo

Is WaterfrontNo

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address100 Laguna Villas Boulevard G23, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionOceans Edge

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1794580962

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Management- On Site

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAssigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit