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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Pablo, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jul 20, 2026·13 days on market·Recent sales in Villages of Pablo·Villages of Pablo

14347 Crystal Cove Drive S

Jacksonville, FL 32224

$525,000sold priceListed at $530,000 · 99.1% of asking$236/sqftMLS# 2150424
3
Beds
2
Baths
2,222
Sq Ft
1988
Built
2
Garage
No
Pool

3 more homes for sale in Villages of Pablo →Search Villages of Pablo on the map

FEMA Zone XHOA $38/moSingle Family Residence1 story

About this home

Villages of Pablo

Bring your qualified buyers! Spacious home featuring a desirable split-bedroom floor plan. Upon entry, you'll find vaulted ceilings, a formal living room, and a formal dining room, creating an open and inviting atmosphere. The oversized family room offers a cozy brick fireplace and plenty of space for entertaining. Tile flooring runs throughout much of the home, with carpet in select areas. The generously sized laundry room includes a utility sink and ample cabinet storage. The large primary suite features dual walk-in closets, separate vanities, granite countertops, and abundant natural light. Enjoy outdoor living on the spacious screened porch complete with tile flooring and two ceiling fans, overlooking a large backyard with plenty of room for recreation, gardening, or future enhancements. Ideally located, 0ffering generous living space, a functional layout, and an excellent location, this home presents a wonderful opportunity to add your personal touches and make it your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, Duval County$857
HOAbilled annually$38
Estimated total, before insurance$3,803/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,509/yr · $126/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,115
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$442,927$56,066—
2024$433,412$53,779—
2023$407,513$50,757—
2022$373,366$47,823—
2021$294,573$44,974—
2020$280,998$43,663—

2025 property taxes (current owner): $1,509/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 21, 2026Closed$530,000
  • Jun 12, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $282/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2679 Treasure Cove Lane, Jacksonville, FL 32224Listed by HOME SOLD REALTY LLCSep 2026$518,000$2643/21,96520.3
3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$400,000$2554/21,56710.3
2306 Pine Island Court, Jacksonville, FL 32224Listed by BERRY & CO. REAL ESTATESep 2026$1,035,000$3993/2.52,5951500.9
2145 Grassy Basin Court, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$570,000$2824/22,020750.9
13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTYSep 2026$580,000$2064/22,819140.9
2366 Pine Island Court, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,015,000$3863/2.52,6301211

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,000
Price / Sq Ft$239
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,222
Total Structure Area3,069 sq ft
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address14347 Crystal Cove Drive S, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionVillages Of Pablo
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Dimensions83 x 103 x 95 x 119
Parcel Number1652790686
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Tennis Court(s)
Community FeaturesStreet Lights, Curbs
UtilitiesCable Available, Electricity Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, On Street

Interior

Interior FeaturesHis and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

Exterior

Lot DescriptionIrregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBrick, Frame, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market13
HOA Fees$450 / Annually
HOA FrequencyAnnually
Tax Amount$1,508.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Pablo

Villages of Pablo is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Villages of Pablo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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