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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 11, 2026·10 days on market·Recent sales in Jacksonville Beach

3592 Pebble Path Lane

Jacksonville, FL 32224

$231,000sold priceListed at $239,000 · 96.7% of asking$215/sqftMLS# 2142487
2
Beds
2.5
Baths
1,074
Sq Ft
2006
Built
—
Garage
No
Pool
HOA $252/mo1,307 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome to 3592 Pebble Path Ln, a stunning townhome nestled in a gated community off Beach Blvd in Jacksonville, FL! This Townhome offers an unbeatable location with quick access to shopping, dining, and the vibrant beach lifestyle that makes Jacksonville living so desirable. The community of Wolf Creek itself offers an array of amazing amenities! Take a dip in the sparkling pool, enjoy a workout in the fitness center, or stroll through the beautifully maintained grounds. With the beach just a short drive away, your weekends can be filled with sun and sand. Enjoy peaceful pond views highlighted by a tranquil fountain, creating a relaxing backdrop right at home. This home truly offers the best of both worlds--a prime location close to all the action and a peaceful, gated community with amenities that elevate your everyday living. Wood-Look Tile Throughout First Floor, LVP Throughout Second Floor, Quartz Countertops, Preserve & Pond View with Fountain. HVAC 2024, W/H 2022, Roof 2019

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,280
Property taxesest. at asking price, Duval County$377
HOAbilled monthly$252
Estimated total, before insurance$1,909/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,803/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$231,000
$46,200
Loan Term
Monthly Payment
$1,280
Principal & Interest: $1,280
Property taxes (est.): $377
Insurance (est.): $154
Estimated Total Monthly
$1,811
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$213,180$213,180—
2024$195,026$141,479—
2023$208,237$135,902—
2022$180,488$130,488—
2021$139,660$139,660▼ $9,670
2020$144,312$144,312▲ $4,757

2025 property taxes (current owner): $3,803/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3640 Summerlin Lane, Jacksonville, FL 32224Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC.Sep 2026$220,000$2052/2.51,074110.1
3518 Nightscape Circle, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$225,000$2092/2.51,078390.2
3694 Summerlin Lane, Jacksonville, FL 32224Listed by ZEE LUXE REALTY INCAug 2026$227,000$2112/2.51,0741470.2
13364 Beach Boulevard 913, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$245,000$1763/21,394990.3
13364 Beach Boulevard 401, Jacksonville, FL 32224Listed by REGION ATLANTIC REALTYAug 2026$250,000$1793/21,3941060.3
13364 Beach Boulevard 138, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$237,500$1703/21,394410.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,000
Price / Sq Ft$223
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,074
Acres0.03 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address3592 Pebble Path Lane, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionWolf Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size1,306.8 sq ft
Parcel Number1670671272

Amenities

AmenitiesPool, Clubhouse, Gated, Maintenance Grounds
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
Security24 Hour Security, Key Card Entry, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Screened
RoofShingle
Road SurfacePaved

Additional Information

Date ListedMay 1, 2026
Days on Market10
HOA Fees$252 / Monthly
HOA FrequencyMonthly
HOA NameWolf Creek Townhomes
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$3,802.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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