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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 10, 2026·38 days on market·Recent sales in Jacksonville

5201 Atlantic Blvd. 225

Jacksonville, FL 32207

$225,000sold priceListed at $250,000 · 90% of asking$132/sqftMLS# 2150369
3
Beds
2
Baths
1,700
Sq Ft
1971
Built
—
Garage
No
Pool
FEMA Zone XHOA $595/moWaterfrontCondominium1 story

About this home

Jacksonville

Welcome to waterfront living at Colonial Point! This beautifully updated 3-bedroom, 2-bath condo with an additional room that easily serves as a 4th bedroom, offers the perfect blend of comfort, style, and serene views. Located on the ground floor, this end unit is directly on Pottsburg Creek and features laminate flooring throughout, a completely renovated interior, all new appliances, 2020 water heater, and a 2024 HVAC system for peace of mind. Brand new Pure Way water filtration system included. The enclosed sunroom provides the perfect place to relax with your morning coffee while enjoying breathtaking sunrise views over the St. Johns River. Residents of Colonial Point enjoy access to two community pools, beautifully maintained grounds, and a dock, all in a convenient Jacksonville location close to San Marco shopping and dining, downtown, and major roadways. Grab your kayak and don't miss this rare opportunity for updated waterfront living with incredible views and amenities

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
HOAbilled monthly$595
Estimated total, before insurance$2,209/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,043/yr · $170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,764
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $170,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$155,000$104,278—
2024$155,000$105,000—
2023$161,500$161,500—
2022$115,500$25,000—
2021$97,125$25,000▲ $4,200
2020$93,975$25,000—

2025 property taxes (current owner): $2,043/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$250,000
  • Jul 9, 2026Pending$250,000
  • Jun 12, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5201 Atlantic Boulevard 13, Jacksonville, FL 32207Listed by NUVIEW REALTYSep 2026$114,000$793/21,450730.1
5201 Atlantic Boulevard 74, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$120,000$832/21,4502570.1
5201 Atlantic Boulevard 141, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYJul 2026$133,000$923/21,450310.1
1687 Pottsburg Point Drive, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$262,500$1543/2.51,700130.2
1680 Pottsburg Point Drive, Jacksonville, FL 32207Listed by EXP REALTY LLCSep 2026$269,000$1592/2.51,691890.2
1609 Pottsburg Point Drive, Jacksonville, FL 32207Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2026$260,000$1653/2.51,574270.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$147
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,700
Year Built1971
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address5201 Atlantic Blvd. 225, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionColonial Point Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number1299575448

Amenities

AmenitiesBoat Dock, Maintenance Grounds, Water
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewRiver, Trees/Woods, Water
Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesDock
Patio / PorchGlass Enclosed
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market38
HOA Fees$595 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$2,042.58
Tax Year2025
Listing TermsCash, Conventional, FHA, Owner May Carry, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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