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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·332 days on market

1625 Pottsburg Point Drive

Jacksonville, FL 32207

$269,000$158/sqftEst. $1,387/moMLS# 2018262
3
Beds
2
Baths
1,700
Sq Ft
2021
Built
1
Garage
No
Pool

About this home

Jacksonville

Move-in ready and meticulously maintained, this like-new townhome in Pottsburg Pointe offers the perfect blend of modern comfort, convenience, and low-maintenance living in the heart of Jacksonville. Built in 2021, this beautifully designed 3-bedroom, 2.5-bath home features an open-concept layout filled with natural light, creating a warm and inviting atmosphere throughout. The spacious kitchen overlooks the main living area and includes a large island, ample cabinetry, and modern finishes ideal for both everyday living and entertaining. Upstairs, the generously sized primary suite offers a relaxing retreat with a walk-in closet and private bath, while two additional bedrooms provide flexibility for guests, a home office, or growing households. Enjoy peaceful mornings and relaxing evenings on the private screened-in porch overlooking a tranquil wooded setting. Additional features include a 1-car garage, ample storage, and like-new condition throughout.

Cost to own

Mortgage calculator

$269,000
$53,800
Loan Term
Monthly Payment
$1,387
Principal & Interest: $1,387
Property taxes (est.): $439
Insurance (est.): $179
Estimated Total Monthly
$2,006
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,387
Property taxesest. at asking price, Duval County$439
HOAbilled monthly$240
Estimated total, before insurance$2,066/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$232,497$232,497
2024$252,600$252,600 $11,685
2023$268,886$266,484 $16,610
2022$242,259$242,259
2021$38,000$38,000
2020$38,000$38,000 $2,000

2023 property taxes (current owner): $4,982/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 21, 2026Price change$269,000$8,000
  • Sep 7, 2025Listed$277,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,000
Price / Sq Ft$158
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,700
Total Structure Area2,070 sq ft
Acres0.05 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLove Grove
MiddleArlington
HighEnglewood

Community Information

Address1625 Pottsburg Point Drive, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionPottsburg Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size2,178 sq ft
Parcel Number1294300140
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityFire Alarm, Smoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street, Private Road

Additional Information

Date ListedSeptember 7, 2025
Days on Market475
HOA Fees$240 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Trash
Tax Amount$4,981.63
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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