This home is in Jacksonville.
Sold·Closed Jul 10, 2026·5 days on market·Recent sales in Over 55 & Active Adult
3025 Armstrong Street
Jacksonville, FL 32218
About this home
Jacksonville
This inviting 3BR/2BA home offers comfortable living in a modest-sized floor plan designed for everyday convenience. Inside, you'll find bright, functional living spaces and a practical layout that makes the most of every square foot. Step outside to enjoy a shaded, fully fenced backyard--perfect for relaxing, entertaining, and gardening while providing an enclosed space for children and pets. Located in a neighborhood experiencing thoughtful revitalization, this home is surrounded by a blend of established residences and attractive new construction, offering a unique mix of character and growth. With the ongoing improvements in the area, residents enjoy the charm of a mature community while benefiting from the energy & appeal of new development. Conveniently situated near shopping, dining, and everyday essentials, this home also offers quick access to major roads and commuter routes. Roof, HVAC, & Water Heater 2017.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,499 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $168,198 | $168,198 | — |
| 2024 | $169,087 | $158,321 | — |
| 2023 | $177,144 | $143,929 | ▲ $12,747 |
| 2022 | $150,352 | $130,845 | — |
| 2021 | $118,950 | $118,950 | — |
| 2020 | $115,239 | $115,239 | ▲ $9,527 |
2025 property taxes (current owner): $2,897/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 10, 2026Closed$199,000
- Jun 12, 2026Listed$199,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3001 Harbison Street, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Sep 2026 | $249,000 | $205 | 3/2.5 | 1,217 | 43 | 0.1 |
| 3323 Armstrong Street, Jacksonville, FL 32218Listed by RPB REALTY,INC | Jul 2026 | $246,900 | $204 | 3/2 | 1,209 | 7 | 0.2 |
| 3311 Armstrong Street, Jacksonville, FL 32218Listed by RPB REALTY,INC | Jul 2026 | $246,900 | $206 | 3/2 | 1,200 | 47 | 0.2 |
| 3211 Echo Street, Jacksonville, FL 32218Listed by REAL BROKER LLC | Jul 2026 | $254,990 | $211 | 3/2 | 1,209 | 22 | 0.3 |
| 11245 Lorence Avenue, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMER | Sep 2026 | $225,000 | $156 | 3/2 | 1,440 | 87 | 0.4 |
| 11734 Alexandra Drive, Jacksonville, FL 32218Listed by ERA ONETEAM REALTY | Jul 2026 | $260,000 | $204 | 3/2 | 1,273 | 5 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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