This home is in Jacksonville.
Sold·Closed Sep 21, 2026·87 days on market·Recent sales in Jacksonville
11245 Lorence Avenue
Jacksonville, FL 32218
About this home
Jacksonville
RARE JACKSONVILLE ACREAGE OPPORTUNITY! Nearly 2 fully fenced acres offering privacy, space and possibilities--all while remaining convenient to shopping, dining and major roadways. The property includes an existing 3-bedroom, 2-bath 1974 manufactured home, garage, RV access/parking, well and septic. Bring your vision! Whether you're looking for room for gardening, pets, recreational vehicles, equipment and hobbies, an investment opportunity, or simply more space between you and your neighbors, this property offers flexibility that's increasingly hard to find in Jacksonville. Enjoy country-style living without giving up city convenience. Cash buyers welcome. Come explore the property and imagine the possibilities!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,645 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $200,842 | $0 | — |
| 2024 | $98,135 | $0 | ▼ $207 |
| 2023 | $92,909 | $0 | — |
| 2022 | $73,804 | $0 | — |
| 2021 | $54,070 | $0 | — |
| 2020 | $52,904 | $0 | — |
2025 property taxes (current owner): $518/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 22, 2026Closed$249,000
- Sep 13, 2026Active Under Contract$249,000
- Aug 28, 2026Price change$249,000−$30,000
- Aug 19, 2026Price change$279,000−$20,000
- Jul 23, 2026Price change$299,000−$16,000
- Jun 18, 2026Listed$315,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $173/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3001 Harbison Street, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Sep 2026 | $249,000 | $205 | 3/2.5 | 1,217 | 43 | 0.4 |
| 3221 Pine Avenue, Jacksonville, FL 32218Listed by RPB REALTY,INC | Aug 2026 | $239,900 | $159 | 3/2.5 | 1,509 | 100 | 0.4 |
| 3213 Pine Avenue, Jacksonville, FL 32218Listed by RPB REALTY,INC | Aug 2026 | $240,000 | $159 | 3/2.5 | 1,509 | 30 | 0.4 |
| 10721 Meadowlea Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $240,000 | $189 | 3/2 | 1,272 | 17 | 0.7 |
| 11532 Birch Forest Circle E, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $244,000 | $150 | 5/2 | 1,629 | 90 | 0.8 |
| 11593 Springboard Drive, Jacksonville, FL 32218Listed by PROVINCE REALTY GROUP LLC | Aug 2026 | $270,000 | $158 | 3/2 | 1,705 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NEXTHOME ENDLESS SUMMER
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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