This home is in St. Johns — a pool home in St. Johns County.
Sold·Closed Jul 31, 2026·3 days on market·Recent sales in St. Johns County
91 Lorijane Lane
St. Johns, FL 32259
About this home
St. Johns
**Multiple Offers Received H&B by 6/14 5p.m.** Welcome home to this meticulously maintained semi-custom residence in desirable Mill Creek Plantation! Situated on one of the largest lots in the community and tucked away on a cul-de-sac, this 4-bedroom, 3.5-bath home offers exceptional craftsmanship and thoughtful design throughout. Features include beautiful wood flooring, 10-foot ceilings, smooth walls, rounded corners, coffered ceilings, custom built-ins, and transom cabinetry. The spacious floor plan includes a private guest ensuite and dedicated pool bath. Enjoy cooking with gas appliances and entertaining in the stunning backyard oasis featuring a large pool and spa. Mill Creek Plantation offers NO CDD fees and is zoned for highly rated schools, with a new library and park coming soon just across the street to the entrance. An incredible opportunity is available with a 2.75% VA assumable loan for qualified buyers. This is Florida living at its finest!
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,690 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $604,264 | $410,467 | — |
| 2024 | $566,719 | $398,191 | — |
| 2023 | $555,512 | $385,137 | — |
| 2022 | $489,209 | $372,463 | — |
| 2021 | $425,636 | $360,158 | — |
| 2020 | $404,495 | $354,495 | — |
2025 property taxes (current owner): $6,024/yr
Estimated taxes if purchased at asking price: ~$11,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 2, 2026Closed$709,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $261/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 121 Winterberry Court, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Aug 2026 | $505,000 | $224 | 4/3 | 2,259 | 4 | 0.6 |
| 146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Sep 2026 | $675,000 | $237 | 4/3 | 2,846 | 42 | 1 |
| 617 Luminous Avenue, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $544,000 | $237 | 5/3 | 2,296 | 73 | 1 |
| 255 Worthington Parkway, Fruit Cove, FL 32259Listed by HERRON REAL ESTATE LLC | Sep 2026 | $880,000 | $258 | 5/4 | 3,410 | 76 | 1.2 |
| 207 Hertford Bridge Way, St. Johns, FL 32259Listed by REDFIN CORPORATION | Aug 2026 | $805,000 | $275 | 4/3 | 2,930 | 7 | 1.2 |
| 1587 Scottridge Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,100,000 | $380 | 4/3.5 | 2,891 | 23 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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