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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a home near Ponte Vedra High School.

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Active

Active·52 days on market

113 Belvedere Place

Ponte Vedra Beach, FL 32082

$2,175,000$500/sqftEst. $11,090/moMLS# 2150161
5
Beds
5
Baths
4,347
Sq Ft
2009
Built
3
Garage
Yes
Pool

About this home

Ponte Vedra Beach

Welcome to Belvedere, a tree-canopied enclave of just 17 homes. This Mediterranean-inspired residence offers privacy, elegance, and a location barely a mile from the ocean. Its resort-style courtyard focuses on the sparkling pool. Outdoor patios, second-story balconies, ironwork and walls of glass blur the lines of indoor and outdoor living. In the evening, the setting feels more a resort than a traditional residence. The great room, soaring to 24 feet, fills with natural light. The floor plan offers generous living and entertaining spaces while preserving privacy for family and guests. The owner's suite opens to a private balcony overlooking the courtyard--an ideal spot for morning coffee. Each bedroom enjoys its own en-suite bath, including the poolside casita, perfect for guests, teens or multigenerational living. Just minutes from PVB's beaches, dining, shopping and golf, this exceptional property is an opportunity to own one of the community's most distinctive residences. Welcome!

Cost to own

Mortgage calculator

$2,175,000
$435,000
Loan Term
Monthly Payment
$11,090
Principal & Interest: $11,090
Property taxes (est.): $2,894
Insurance (est.): $1,450
Estimated Total Monthly
$15,434
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$11,090
Property taxesest. at asking price, St. Johns County$2,894
HOAbilled monthly$225
Estimated total, before insurance$14,209/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,620/yr · $802/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,440,557$677,475
2024$1,432,295$657,674
2023$1,417,362$637,062
2022$1,044,341$617,050
2021$790,988$597,621
2020$799,748$588,679

2025 property taxes (current owner): $9,620/yr

Estimated taxes if purchased at asking price: ~$34,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 11, 2026Listed$2,175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,175,000
Price / Sq Ft$500
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,347
Acres0.33 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address113 Belvedere Place, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionBelvedere Place
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size14,374.8 sq ft
Parcel Number0525420160
ZoningResidential

Amenities

AmenitiesGated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Elevator, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric, Zoned
CoolingCentral Air, Multi Units, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryUpper Level
SecurityFire Sprinkler System, Security Gate
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Courtyard, Outdoor Shower
RoofShingle

Additional Information

Date ListedJune 12, 2026
Days on Market38
HOA Fees$225 / Monthly
HOA FrequencyMonthly
Tax Amount$9,619.97
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke