Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Pending

Pending·55 days on market

13414 English Peak Court

Jacksonville, FL 32258

$299,999$176/sqftEst. $1,530/moMLS# 2150131

Beds

Baths

1,708

Sq Ft

2008

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this beautifully maintained move-in ready 3-bedroom, 2.5-bath end-unit townhome located in the sought-after gated community of Greenbrier at Bartram Park. Offering a premium waterfront location, this home features serene pond and fountain views that can be enjoyed from the screened lanai, creating the perfect space to relax and unwind. Inside, you'll find durable luxury vinyl plank flooring throughout the main living areas, with comfortable carpeting on the second floor and in all bedrooms. The spacious eat-in kitchen is equipped with stainless steel appliances, ample cabinetry, and plenty of room for casual dining and entertaining. Upstairs, the oversized primary suite serves as a private retreat, complete with a custom walk-in closet and an en-suite bath. Two additional bedrooms, a full guest bath, and a convenient second-floor laundry area with washer and dryer included provide both comfort and functionality.

Cost to own

Mortgage calculator

Home Price

$299,999

Down Payment: 20%

$60,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,530

Principal & Interest: $1,530

Property taxes (est.): $490

Insurance (est.): $200

Estimated Total Monthly

$2,219

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,530

Property taxesest. at asking price, Duval County$490

HOAbilled monthly$233

Estimated total, before insurance$2,252/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,783/yr · $482/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $311,000 in February 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$268,937	$268,937	—
2024	$255,070	$255,070	—
2023	$259,968	$259,968	▲ $17,991
2022	$233,533	$196,149	▼ $10,294
2021	$178,318	$178,318	—
2020	$167,522	$167,522	▲ $5,893

2025 property taxes (current owner): $5,783/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History